Financial Planning and Education for
Picture a future where YOU are fully in command of your finances, effortlessly managing money, optimizing taxes, and strategically tackling student loans.
Experience the peace of mind knowing YOUR financial future is secure, freeing you to prioritize quality time with loved ones and pursue your passions.
Financial Planning and Education for
Picture a future where YOU are fully in command of your finances, effortlessly managing money, optimizing taxes, and strategically tackling student loans.
Experience the peace of mind knowing YOUR financial future is secure, freeing you to prioritize quality time with loved ones and pursue your passions.
☁ Expert Guidance
Find answers to YOUR financial questions!
☁ Quick Answers
Access timely advice for YOUR money matters!
☁ Adaptive Strategies
Benefit from tailored solutions as YOUR journey evolves!
☁ Streamlined Planning
Start taking actionable steps towards YOUR financial success!
Expert Guidance
Find answers to YOUR financial questions!
Quick Answers
Access timely advice for YOUR money matters!
Adaptive Strategies
Benefit from tailored solutions as YOUR journey evolves!
Streamlined Planning
Start taking actionable steps towards YOUR financial success!
Getting Organized
Start by gaining clarity about your current financial situation and create a system for easy money management.
☁️ Create a budget to track your expenses.
☁️ Manage your debt responsibly.
☁️ Organize your financial documents.
☁️ Prepare for one-time expenses.
☁️ Review your mortgage and credit situation.
☁️ Establish an emergency fund for unexpected expenses.
Cash Flow Planning
Cash flow is crucial in your financial plan, and monitoring it helps you understand where every dollar is going, allowing you to make the most of your hard-earned money.
☁️ Monitor your financial health regularly.
☁️ Be transparent about your finances.
☁️ Optimize every dollar you earn.
☁️ Maximize your earning potential.
☁️ Foster financial growth.
Student Loan Planning
Navigate the complexities of student loans and develop a strategy for efficient management.
☁️ Understand student aid options available to you.
☁️ Navigate your existing loans effectively.
☁️ Explore federal repayment strategies.
☁️ Consider Income-Driven Repayment (IDR) plans.
☁️ Learn about Public Student Loan Forgiveness (PSLF).
☁️ Explore private loan refinancing options.
Insurance Planning & Risk Management
Life is full of uncertainties. Safeguard your family’s future with the right insurance and risk management strategies.
☁️ Review your existing insurance policies.
☁️ Assess your car insurance.
☁️ Evaluate your disability insurance needs.
☁️ Understand your health insurance coverage.
☁️ Consider homeowner’s or renter’s insurance options.
☁️ Determine your life insurance needs.
☁️ Evaluate your malpractice insurance coverage.
☁️ Consider umbrella coverage for added protection.
Investment Management
Crafting a personalized strategy designed to help you reach your goals and live life on your terms.
☁️ Review your current investments.
☁️ Determine your optimal asset allocation.
☁️ Consider your investment time horizon.
☁️ Assess the best asset location for tax efficiency.
☁️ Plan your withdrawal strategies thoughtfully.
Retirement & Tax Planning
Plan for your future and retire with peace of mind, securing your financial needs.
☁️ Define your retirement goals clearly.
☁️ Understand 401(k)/403(b) plans offered by your employer.
☁️ Explore employer-sponsored retirement plans.
☁️ Consider Roth IRAs and Traditional IRAs for retirement savings.
☁️ Explore retirement plans for self-employed individuals.
☁️ Learn about backdoor Roth IRAs.
☁️ Understand Roth conversions and their implications.
☁️ Explore tax-loss harvesting strategies.
☁️ Maximize the benefits of HSA accounts for retirement savings.
Planning for Loved Ones
This service focuses on the future well-being of your family. We assist in creating a plan that ensures their financial security and support, simplifying inheritance and nurturing family relationships.
☁️ Plan for your children’s education expenses.
☁️ Establish a plan for caring for aging parents.
☁️ Consider Roth IRAs as a tool for your children’s financial future.
☁️ Explore gifting strategies to support loved ones.
Estate Planning
Ensure your assets are protected and distributed according to your wishes with our estate planning guidance.
☁️ Draft a comprehensive will to ensure your wishes are carried out.
☁️ Establish power of attorney to manage your affairs if you become incapacitated.
☁️ Consider creating a trust to protect your assets and distribute them according to your wishes.
☁️ Declare guardians for minor children to ensure their care in case of unforeseen circumstances.
☁️ Create a health care proxy and living will to outline your medical preferences and designate someone to make decisions on your behalf if you’re unable to do so.
Life Planning
Conversations go beyond finances. The focus is on guiding you in building successful habits, forming new friendships, and making the journey enjoyable.
☁️ Cultivate successful habits.
☁️ Embrace an enjoyable journey.
☁️ Strive for work-life balance.
☁️ Commit to personal growth.
On-Going Guidance
Life is filled with financial decisions, big and small. Here’s your go-to resource for quick answers and support as your situation evolves.
☁️ Get quick answers.
☁️ Receive proactive support as your situation changes.
☁️ Guidance navigate financial decision-making.
☁️ Pursue continuous growth.
☁️ Implement adaptive strategies.
Guaranteed Standard Issue
Guaranteed Standard Issue (GSI) Disability Insurance is a strategic choice for medical trainees, particularly those with pre-existing health conditions. It offers the unique advantage of portability as you advance through your career, coupled with competitive premiums and the convenience of no medical exams. While GSI policies are less customizable and have certain restrictions, they remain an excellent option for early-career physicians seeking security. To determine your eligibility, consult with your GME or HR department, reach out to Dream Bigger Financial, or review the list of qualifying programs. Discover more about how GSI can safeguard your professional journey.
True Own Occupation
True Own Occupation Disability Insurance acts as an important financial shield for physicians at the beginning of their careers, providing a monthly benefit if health issues prevent you from working. Opting for a policy with a True Own Occupation definition is crucial, as it guarantees benefits tailored to YOUR specific medical field. Start with a straightforward quote request and, in just five simple steps, you can safeguard your professional future. Request your complimentary quote comparison now and ensure your specialty is protected, even if you face unexpected health challenges.
Level Term
Level Term Life Insurance is an ideal choice for those looking to ensure their family’s financial stability. It offers a fixed death benefit over a term of 20 or 30 years, providing peace of mind during life’s most important phases. With consistent premiums and a guaranteed payout, it serves as a reliable safeguard for your loved ones. Start with a free, no-commitment quote request and easily secure your policy in five straightforward steps. Opt for Level Term Life Insurance for an uncomplicated yet effective means to protect your family’s financial future against unexpected events.
Guaranteed Standard Issue
Guaranteed Standard Issue (GSI) Disability Insurance is a strategic choice for medical trainees, particularly those with pre-existing health conditions. It offers the unique advantage of portability as you advance through your career, coupled with competitive premiums and the convenience of no medical exams. While GSI policies are less customizable and have certain restrictions, they remain an excellent option for early-career physicians seeking security. To determine your eligibility, consult with your GME or HR department, reach out to Dream Bigger Financial, or review the list of qualifying programs. Discover more about how GSI can safeguard your professional journey.
True Own Occupation
True Own Occupation Disability Insurance acts as an important financial shield for physicians at the beginning of their careers, providing a monthly benefit if health issues prevent you from working. Opting for a policy with a True Own Occupation definition is crucial, as it guarantees benefits tailored to YOUR specific medical field. Start with a straightforward quote request and, in just five simple steps, you can safeguard your professional future. Request your complimentary quote comparison now and ensure your specialty is protected, even if you face unexpected health challenges.
Level Term
Level Term Life Insurance is an ideal choice for those looking to ensure their family’s financial stability. It offers a fixed death benefit over a term of 20 or 30 years, providing peace of mind during life’s most important phases. With consistent premiums and a guaranteed payout, it serves as a reliable safeguard for your loved ones. Start with a free, no-commitment quote request and easily secure your policy in five straightforward steps. Opt for Level Term Life Insurance for an uncomplicated yet effective means to protect your family’s financial future against unexpected events.
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁