Most doctors come here because of their student loans.
They stay when they realize the problem isn't just the loans.
It's how everything connects.
Your taxes. Your investments. Your insurance.
That's where things either start to work together
or quietly fall apart.
Most financial advice focuses on pieces. This is about how those decisions actually interact.
Individually, they can all make sense.
But no one shows how they interact.
That is where most mistakes happen. Not from doing nothing. From making decisions in isolation.
I've always thought about money a little differently.
As a kid, I carried around a small black wallet. Saving just felt natural.
But what stuck with me most was the people around me.
My great-grandparents were saving for my college before I was even born. My grandparents built wealth slowly, with small, steady deposits.
Nothing flashy. Just consistency over time.
Financial stability was never about earning more.
It was about making connected decisions.
And that's exactly how I approach financial planning today.
Training is intense. Decisions are high-stakes. And nobody really connects it all.
This is the stage where a few decisions can quietly shape the next 10+ years.
Long hours. Limited income.
Student loans that feel overwhelming.
Income increases. Decisions get bigger.
Pressure to get it right shows up fast.
And most people don't realize they're making these decisions in isolation until years later, if they ever do.
My specialty was not originally student loans.
It started with broader financial planning. But the same questions kept coming up.
It was never just about the loans.
It was about how everything connects.
Student loans became the entry point. But the real work has always been helping physicians see the full picture.
This is concierge financial planning.
The same way a concierge doctor knows your full health picture, I know your full financial picture.
Working sessions
We think through decisions together.
Responsive support
When something comes up, you know who to reach out to.
Specialized expertise
Most people come in through student loans. We connect everything else.
Personalized care
Built around your career, your goals, your life.
This becomes a long-term relationship.
Someone in your corner. Someone helping you spot opportunities and avoid costly mistakes. Someone making sure you keep moving in the right direction as your life evolves.
Not just a plan. Ongoing guidance.
Michael Putterman is a CERTIFIED FINANCIAL PLANNER™ professional and legally required to act in your best interest.
You shouldn't have to figure this out alone.
No jargon. No judgment. No guessing.
You leave with:
A clear understanding of where you stand
A plan for what to do next
Confidence that you're making the right decisions
And if you choose to keep going:
You're not figuring this out alone anymore.
Max, our Pawsome Intern. Ryder, Chief Barketing Officer. They keep things fun. Your money stays simple.
The whole crew.
Start with a conversation.
We'll figure out what matters most right now and build a plan that actually fits your life.
Most doctors come here because of their student loans.
They stay when they realize the problem isn't just the loans.
It's how everything connects.
Your taxes. Your investments. Your insurance.
That's where things either start to work together
or quietly fall apart.
Most financial advice focuses on pieces. This is about how those decisions actually interact.
Individually, they can all make sense.
But no one shows how they interact.
I've always thought about money a little differently.
As a kid, I carried around a small black wallet. Saving just felt natural.
But what stuck with me most was the people around me.
My great-grandparents were saving for my college before I was even born. My grandparents built wealth slowly, with small, steady deposits.
Nothing flashy. Just consistency over time.
Financial stability was never about earning more.
It was about making connected decisions.
And that's exactly how I approach financial planning today.
Training is intense. Decisions are high-stakes. And nobody really connects it all.
This is the stage where a few decisions can quietly shape the next 10+ years.
During training
Long hours. Limited income. Student loans that feel overwhelming.
As a new attending
Income increases. Decisions get bigger. Pressure to get it right shows up fast.
And most people don't realize they're making these decisions in isolation until years later, if they ever do.
My specialty was not originally student loans.
It started with broader financial planning. But the same questions kept coming up.
It was never just about the loans.
It was about how everything connects.
Student loans became the entry point. But the real work has always been helping physicians see the full picture.
Some people come in for a one-time student loan strategy session.
Many choose to keep going.
Because once the loans are handled, the next decisions show up:
And now everything is connected.
The work shifts from solving one problem to helping you stay on track as your life evolves.
This is concierge financial planning.
The same way a concierge doctor knows your full health picture, I know your full financial picture.
Working sessions
Responsive support
Specialized expertise
Personalized care
This becomes a long-term relationship.
Someone in your corner. Someone helping you spot opportunities and avoid costly mistakes. Someone making sure you keep moving in the right direction as your life evolves.
Not just a plan. Ongoing guidance.
Michael Putterman is a CERTIFIED FINANCIAL PLANNER™ and legally required to act in your best interest.
You shouldn't have to figure this out alone.
No jargon. No judgment. No guessing.
You leave with:
And if you choose to keep going:
You're not figuring this out alone anymore.
The whole crew.
Max, our Pawsome Intern. Ryder, Chief Barketing Officer. They keep things fun. Your money stays simple.
Start with a conversation.
We'll figure out what matters most right now
and build a plan that actually fits your life.
Dream Bigger Financial · Michael Putterman, CFP®
Independent · Fiduciary · Serving physicians nationwide