About Me

Why I Do This

👋 Hi, I’m Michael, founder of Dream Bigger Financial.

My love for money started early with a little black wallet I carried everywhere. Saving came naturally to me, and I saw how powerful small, consistent choices could be.

From my great-grandparents saving for my college before I was even born, to my grandparents quietly building wealth with weekly deposits, I learned early that money isn’t about luck or big paychecks. It’s about choices, consistency, and having a plan.

Those early lessons shaped how I think about money. They’re the reason I started Dream Bigger Financial: to give physicians the support and clarity they need right from the start of their careers.

👉 Ready to start your own money story?

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Why I Work With Early-Career Physicians

I’ve always admired how much training and sacrifice it takes to become a physician.

But I also see how that journey leaves little time to learn the financial side of things.

- During training, long hours, student loans, and limited income can make it feel impossible to get ahead.
- As a new attending, the income finally arrives… but so do bigger decisions, higher stakes, and more pressure to “get it right.”

That’s where I come in.

My pricing model is built for this stage of your life, whether you’re a resident, fellow, or within your first 10 years in practice.

If student loans are in the picture, starting early is even smarter! Student loan and tax planning go hand in hand, and the earlier we connect the two, the more money you can save.

Why Physicians Choose Concierge Financial Planning

I designed my practice around the concierge model because I believe early-career physicians deserve more than one-size-fits-all advice.

Think of it like concierge medicine: direct access, personalized care, and progress you can actually feel.

Here’s what that looks like when we work together:

- Working sessions – Instead of sending you home with a list of “to-dos,” we tackle as much as possible together during our meetings. You leave lighter, clearer, and more in control.
- Responsive support – When you’re stuck in the hospital or on call, you need someone who can be flexible. I get that. Life changes fast, and you don’t always have weeks to wait for answers. I’m also fine moving meetings around last minute to fit your schedule, because I know your time isn’t always your own.
- Specialized expertise – Student loans and taxes are the biggest stress points for most physicians. We’ll handle them together so you can keep more of your paycheck and sleep better at night.
- Personalized care – Your financial plan is built around your career, your family, and your goals. Nothing generic.

My Promise to You

I want financial planning to feel simple and even fun… something you actually look forward to.

No jargon. No judgment. Just clear next steps that give you confidence you’re moving forward.

When you walk out of a meeting, you’ll know:

- What we accomplished,
- What comes next, and
- That you don’t have to carry the weight of it alone.

book your first session

Meet Your Team

🐶 That’s Max on the left, our Pawsome Intern

🐶 And Ryder on the right, our Chief Barketing Officer

(They keep things fun. I’ll keep your money simple.)

Dream Bigger Financial

I built Dream Bigger Financial around a concierge approach because physicians deserve more than generic advice. Whether you are in training or early in practice, you need support that fits your schedule and your life.

I help physicians simplify student loans, plan for taxes, and build a foundation for the future. Our meetings are working sessions, so you leave with clarity and progress instead of homework.

Now Accepting Clients

We are currently welcoming new clients for ongoing concierge financial planning.

let's get started

Michael Putterman, CFP®

☁ Virtually serving clients nationwide ☁