Student Loan Help for Physicians: Let’s Build Your Plan Together

👋 Hey! If you landed here, you’re probably thinking:

 

“I know I need to do something about my student loans… but where do I even start?”

 

Totally fair question. And you’re not alone.

 

Whether you’re staring down $200k of med school debt, trying to understand your repayment options, or just worried about screwing up forgiveness… we’re here for it.

 

Let’s break it down and build a student loan plan that actually works for you.

 

Residents, Fellows, Early-Career Attendings

Just Graduating or Starting Residency?

If you’re an MS4 or brand-new intern, this is the perfect time to avoid the most common (and expensive) student loan mistakes.

 

☁️ Lock in $0 student loan payments during intern year

☁️ Hit every deadline, even the sneaky ones nobody tells you about

☁️ Learn the 3-step plan to maximize PSLF

☁️ Get a simple, no-fluff plan that actually makes sense

 

Sign up for the newsletter below and get instant access to your free MS4 Student Loan Guide:

 

🚨 Use a personal email address to make sure you don’t miss deadlines or updates when you leave med school.
MS4 Student Loan Guide

Student Loans Made Simple

Uncertainty about where to save and how to invest

Let’s Build Your Custom Plan Without the Stress

 

Managing student loans shouldn’t feel like a full-time job.

 

But between confusing repayment plans, tax implications, and forgiveness rules… it can get overwhelming fast.

  

If you’re here, you’re probably wondering:

   

☁️ Where do I even start?

 

☁️ Am I in the best repayment plan?

 

☁️ Should I go for PSLF or refinance?

 

☁️ How can I avoid making a big (and expensive) mistake?

 

☁️ Is there a way to pay less and still make progress?

 

You’re not alone. And you’re in the right place.

 

We specialize in helping early-career physicians like you make smart, low-stress decisions about your loans.

 

We’ll walk you through everything step by step and create a plan that fits your life, career path, and goals.

 

Get Expert Help Without the Stress

For $299, you’ll get a 1-on-1 session with a student loan pro (hi, that’s me… Michael), plus a personalized repayment strategy that could save you thousands.

   

Here’s what we’ll cover:

   

☁️ Which repayment plan fits your income and goals

 

☁️ How to maximize forgiveness (and avoid resets or errors)

 

☁️ Whether PSLF, PAYE, IBR, SAVE, or refinancing makes sense for you

 

☁️ How your loan plan ties into your tax strategy

 

And you’ll walk away with a clear action plan you can actually follow.

 

👉 Ready to stop stressing and start saving?

 

Residents, Fellows, Early-Career Attendings

Your Path to Student Loan Success in 5 Simple Steps

Step 1: Schedule a Student Loan Review

 

Book your one-hour Student Loan Strategy Session.

 

Step 2: Welcome to the Team

  
After booking, you’ll get a welcome email with a short checklist to complete before our session. Takes less than 10 minutes.

 

Step 3: Your Strategy Session

  
During our one-hour virtual meeting, we’ll walk through your repayment options and get all your questions answered.
 

Step 4: Recap and Payment

  
After the session, you’ll receive a written recap with clear action steps.
 
☁ You’ll also be prompted to make your payment.
 

Step 5: Ongoing Support

  
Get continued email access to me for follow-ups.
 
Need another check-in? You can schedule a 30-minute follow-up or a discounted full review for just $199.
 

Extra Perks When You Work With Us

If someone depends on your income, whether it’s a partner, family, or kids, you likely need life insurance to protect them.

 

We’ll set up level-term life insurance that’s easy to understand, affordable, and free from unnecessary complications.

 

☁️ Access to RightCapital

Use this optional tool to track your finances, set goals, monitor cash flow, and get custom tasks.

  

☁️ Ongoing Support

Have questions later? You’ve got extended email access.

  

☁️ Discounted Follow-Up Sessions

 Your situation changed? Schedule another strategy session anytime for just $199.

  

☁️ Lower Planning Fee

In training? Get ongoing financial planning for $80/month for 12 months or until you graduate.

 

Residents, Fellows, Early-Career Attendings

Frequently Asked Questions

What does the one-hour review cost?

$299 includes your strategy session, written action plan, and email support.

Who is this for?

Medical students, residents, fellows, attendings, and even non-physicians looking to optimize their student loans.

How do you help with student loans?

We simplify the process and build a plan tailored to your income, goals, and career path.

What repayment strategies do you use?

IDR plans (PAYE, SAVE, IBR), PSLF, refinancing, and tax coordination.

Why should I invest in a student loan review?

To avoid costly mistakes, lower your monthly payments, and make progress toward forgiveness or faster payoff.

What happens in the one-hour meeting?

We’ll review your situation, answer your questions, and walk through repayment options.

What do I get after the session?

You’ll get extended email support, access to our planning tool (RightCapital), and follow-up sessions for just $199. Still in training? Ongoing planning is available for $80/month for 12 months or until you graduate.

What’s the benefit of IBR/PAYE for high earners?

It can keep payments lower and increase forgiveness if you qualify.

Is PSLF right for me?

We’ll evaluate your career path, employer eligibility, and payment history to find out.

Meet Your Team

👋 Hi, I’m Michael.

 

I help early-career physicians feel confident about their money, without the jargon, overwhelm, or sales pitches.

 

I work alongside a couple of highly underqualified (but very enthusiastic) team members:

 

🐶 That’s Max on the left, our Pawsome Intern

🐶 And Ryder on the right, our Chief Barketing Officer

 

Together, we’re here to make financial planning feel less intimidating, and maybe even a little fun.

 

Ready to Chat?

  

We’re currently accepting new clients!

 

Not ready to chat?

 

Follow us on social for quick tips on loans, taxes, saving, and more.

 

Michael Putterman

Michael Putterman, CFP®

cfp logo black outline xs 5

☁  Virtually serving clients nationwide 

Student Loan Help for Physicians: Let’s Build Your Plan Together

👋 Hey! If you landed here, you’re probably thinking:

 

“I know I need to do something about my student loans… but where do I even start?”

 

Totally fair question. And you’re not alone.

 

Whether you’re staring down $200k of med school debt, trying to understand your repayment options, or just worried about screwing up forgiveness… we’re here for it.

 

Let’s break it down and build a student loan plan that actually works for you.

 

Residents, Fellows, Early-Career Attendings

Just Graduating or Starting Residency?

If you’re an MS4 or brand-new intern, this is the perfect time to avoid the most common (and expensive) student loan mistakes.

 

☁️ Lock in $0 student loan payments during intern year

☁️ Hit every deadline, even the sneaky ones nobody tells you about

☁️ Learn the 3-step plan to maximize PSLF

☁️ Get a simple, no-fluff plan that actually makes sense

 

Sign up for the newsletter below and get instant access to your free MS4 Student Loan Guide:

 

🚨 Use a personal email address to make sure you don’t miss deadlines or updates when you leave med school.
MS4 Student Loan Guide

Student Loans Made Simple

Let’s Build Your Custom Plan Without the Stress

 

Managing student loans shouldn’t feel like a full-time job.

 

But between confusing repayment plans, tax implications, and forgiveness rules… it can get overwhelming fast.

   

If you’re here, you’re probably wondering:

    

☁️ Where do I even start?

 

☁️ Am I in the best repayment plan?

 

☁️ Should I go for PSLF or refinance?

 

☁️ How can I avoid making a big (and expensive) mistake?

 

☁️ Is there a way to pay less and still make progress?

 

You’re not alone. And you’re in the right place.

 

We specialize in helping early-career physicians like you make smart, low-stress decisions about your loans.

 

We’ll walk you through everything step by step and create a plan that fits your life, career path, and goals.

 

Uncertainty about where to save and how to invest

Get Expert Help Without the Stress

For $299, you’ll get a 1-on-1 session with a student loan pro (hi, that’s me… Michael), plus a personalized repayment strategy that could save you thousands.

   

Here’s what we’ll cover:

   

☁️ Which repayment plan fits your income and goals

 

☁️ How to maximize forgiveness (and avoid resets or errors)

 

☁️ Whether PSLF, PAYE, IBR, SAVE, or refinancing makes sense for you

 

☁️ How your loan plan ties into your tax strategy

 

And you’ll walk away with a clear action plan you can actually follow.

 

👉 Ready to stop stressing and start saving?

 

A great salary but no clear strategy

Your Path to Student Loan Success in 5 Simple Steps

Step 1: Schedule a Student Loan Review

 

Book your one-hour Student Loan Strategy Session.

 

Step 2: Welcome to the Team

  
After booking, you’ll get a welcome email with a short checklist to complete before our session. Takes less than 10 minutes.

 

Step 3: Your Strategy Session

  
During our one-hour virtual meeting, we’ll walk through your repayment options and get all your questions answered.
 

Step 4: Recap and Payment

  
After the session, you’ll receive a written recap with clear action steps.
 
☁ You’ll also be prompted to make your payment.
 

Step 5: Ongoing Support

  
Get continued email access to me for follow-ups.
 
Need another check-in? You can schedule a 30-minute follow-up or a discounted full review for just $199.
 

Extra Perks When You Work With Us

If someone depends on your income, whether it’s a partner, family, or kids, you likely need life insurance to protect them.

 

We’ll set up level-term life insurance that’s easy to understand, affordable, and free from unnecessary complications.

 

☁️ Access to RightCapital

Use this optional tool to track your finances, set goals, monitor cash flow, and get custom tasks.

 

☁️ Ongoing Support

Have questions later? You’ve got extended email access.

 

☁️ Discounted Follow-Up Sessions

 Your situation changed? Schedule another strategy session anytime for just $199.

   

☁️ Lower Planning Fee

In training? Get ongoing financial planning for $80/month for 12 months or until you graduate.

  

Feel confident in your plan and worry less about money

Frequently Asked Questions

What does the one-hour review cost?

$299 includes your strategy session, written action plan, and email support.

Who is this for?

Medical students, residents, fellows, attendings, and even non-physicians looking to optimize their student loans.

How do you help with student loans?

We simplify the process and build a plan tailored to your income, goals, and career path.

What repayment strategies do you use?

IDR plans (PAYE, SAVE, IBR), PSLF, refinancing, and tax coordination.

Why should I invest in a student loan review?

To avoid costly mistakes, lower your monthly payments, and make progress toward forgiveness or faster payoff.

What happens in the one-hour meeting?

We’ll review your situation, answer your questions, and walk through repayment options.

What do I get after the session?

You’ll get extended email support, access to our planning tool (RightCapital), and follow-up sessions for just $199. Still in training? Ongoing planning is available for $80/month for 12 months or until you graduate.

What’s the benefit of IBR/PAYE for high earners?

It can keep payments lower and increase forgiveness if you qualify.

Is PSLF right for me?

We’ll evaluate your career path, employer eligibility, and payment history to find out.

Meet Your Team

👋 Hi, I’m Michael.

 

I help early-career physicians feel confident about their money, without the jargon, overwhelm, or sales pitches.

 

I work alongside a couple of highly underqualified (but very enthusiastic) team members:

 

🐶 That’s Max on the left, our Pawsome Intern

🐶 And Ryder on the right, our Chief Barketing Officer

 

Together, we’re here to make financial planning feel less intimidating, and maybe even a little fun.

 

Ready to Chat?

 

We’re currently accepting new clients!

 

Not ready to chat?

 

Follow us on social for quick tips on loans, taxes, saving, and more.

 

Michael Putterman

Michael Putterman, CFP®

cfp logo black outline xs 5

☁  Virtually serving clients nationwide