Student Loans Made Simple: Let's Create Your Plan
Student Loans Made Simple: Let's Create Your Plan
Navigating student loans can be tricky — and mistakes can be costly.
If you’re here, you’re probably looking for help managing your loans.
Do student loans feel overwhelming?
Are they holding you back from your goals?
Not sure if you’re on the right repayment plan?
Want to know more about loan forgiveness?
Worried about making a costly mistake?
We’re here to help!
We’re all about making student loan management and tax planning work hand in hand. Our goal is to simplify the student loan process and share strategies to help you pay as little as possible.
We’re committed to your success!
Navigating student loans can be tricky — and mistakes can be costly.
If you’re here, you’re probably looking for help managing your loans.
Do student loans feel overwhelming?
Are they holding you back from your goals?
Not sure if you’re on the right repayment plan?
Want to know more about loan forgiveness?
Worried about making a costly mistake?
We’re here to help!
We’re all about making student loan management and tax planning work hand in hand. Our goal is to simplify the student loan process and share strategies to help you pay as little as possible.
We’re committed to your success!
Ready to Take Control of Your Student Loans?
The right student loan plan can save you hundreds of dollars each month and potentially tens or even hundreds of thousands over the course of your repayment.
For just $299 and a one-hour strategy session, you’ll receive a customized student loan plan that could lead to significant savings.
Why leave it up to chance?
Partner with someone whose expertise is in helping you minimize your loan payments while integrating creative tax planning solutions.
Typically, the lower your student loan payment, the less you pay in taxes. It’s a win-win!
Invest in Your Future
This $299 review isn’t just a fee… it’s an investment in your financial well-being. If you value your time and want to avoid costly mistakes, now is the time to take action.
Let’s cross “creating a student loan plan” off your to-do list!
Ready to Take Control of Your Student Loans?
The right student loan plan can save you hundreds of dollars each month and potentially tens or even hundreds of thousands over the course of your repayment.
For just $299 and a one-hour strategy session, you’ll receive a customized student loan plan that could lead to significant savings.
Why leave it up to chance?
Partner with someone whose expertise is in helping you minimize your loan payments while integrating creative tax planning solutions.
Typically, the lower your student loan payment, the less you pay in taxes. It’s a win-win!
Invest in Your Future
This $299 review isn’t just a fee… it’s an investment in your financial well-being. If you value your time and want to avoid costly mistakes, now is the time to take action.
Let’s cross “creating a student loan plan” off your to-do list!
Your Path to Student Loan Success in 5 Simple Steps
Your Path to Student Loan Success in 5 Simple Steps
Step 1: Schedule a Student Loan Review
☁ Schedule your one-hour Student Loan Strategy Session today!
Step 2: Welcome to the Team!
☁ After booking your Student Loan Strategy Session, you’ll receive a welcome email from our team.
☁ We’ll need a couple of documents before our meeting to make the most of our time together.
☁ Completing this will take you less than 10 minutes.
Step 3: Student Loan Strategy Session
☁ Our one-hour virtual Student Loan Strategy Session.
☁ This is your opportunity to get all your questions answered.
☁ Together, we’ll explore different student loan repayment options and find the best solution for you.
Step 4: Strategy Session Recap & Payment
☁ After our Student Loan Strategy Session, you’ll receive a clear and easy-to-understand recap of our conversation.
☁ This document will outline all the action steps you need to take to manage your student loans.
☁ You’ll also be prompted to make your payment at this time.
Step 5: Ongoing Support
☁ We’re invested in your success!
☁ You’ll have extended email access to Michael for any lingering questions.
☁ If you feel a 30-minute virtual follow-up meeting is needed, we can arrange that!
☁ In the future, if you need an additional full review, you can receive one at a discounted rate of $199.
Additional Bonuses for Partnering With Dream Bigger Financial:
☁ Access to RightCapital
Enjoy this optional resource to help you track your finances, monitor cash flow, create a budget, and receive customized tasks.
☁ Extended Access to Michael
Benefit from ongoing support via email for any questions or concerns.
☁ Discounted Student Loan Strategy Session
If your situation changes significantly and you’d like an additional Student Loan Strategy Session, you can receive a discounted rate of $199.
☁ Discounted Financial Planning Fee
If you’re in training and seeking ongoing financial planning, enjoy an exclusive rate of $80 per month for 12 months or until the end of your graduation year.
Additional Bonuses for Partnering With Dream Bigger Financial:
☁ Access to RightCapital
Enjoy this optional resource to help you track your finances, monitor cash flow, create a budget, and receive customized tasks.
☁ Extended Access to Michael
Benefit from ongoing support via email for any questions or concerns.
☁ Discounted Student Loan Strategy Session
If your situation changes significantly and you’d like an additional Student Loan Strategy Session, you can receive a discounted rate of $199.
☁ Discounted Financial Planning Fee
If you’re in training and seeking ongoing financial planning, enjoy an exclusive rate of $80 per month for 12 months or until the end of your graduation year.
Subscribe to The Dream Bigger – Physician Edition Newsetter
A weekly newsletter designed for early-career physicians and anyone looking to enhance their financial well-being.
Discover helpful tips, strategies, and insights to dream bigger and take control of your financial future. 🥼
Get student loan updates, money-saving tips, and financial strategies – all delivered to your inbox.
Subscribe to The Dream Bigger – Physician Edition Newsetter
A weekly newsletter designed for early-career physicians and anyone looking to enhance their financial well-being.
Discover helpful tips, strategies, and insights to dream bigger and take control of your financial future. 🥼
Get student loan updates, money-saving tips, and financial strategies – all delivered to your inbox.
Frequently Asked Questions
What is the cost for a one-hour virtual student loan review with Dream Bigger Financial?
The cost for a one-hour virtual student loan review with Michael Putterman, CFP®, is $299. This investment ensures personalized guidance tailored to your unique situation.
Who finds the most value from Dream Bigger Financial's student loan help services?
Our services are designed to provide value for individuals at various stages of their medical careers, including students, residents, fellows, and practicing physicians with student loans. We offer expertise tailored to your unique situation.
How does Dream Bigger Financial help early-career physicians with student loans?
Dream Bigger Financial offers personalized student loan plans that integrate both student loan and tax strategies. This comprehensive approach is designed to align with your career and personal goals, providing invaluable guidance for financial success.
What are the primary student loan repayment strategies offered by Dream Bigger Financial?
Dream Bigger Financial provides two primary student loan repayment strategies:
- Rapid Repayment: Optimal for individuals not pursuing a nonprofit career.
- Strategic Integration: Tailored for those engaged in nonprofit work with potential loan forgiveness through PSLF.
Why should I invest in a one-hour virtual student loan review with Dream Bigger Financial?
Investing in a one-hour virtual review ensures you receive a customized student loan plan, expert guidance, and continuous support for 12 months via email. The $299 fee is a strategic investment in avoiding costly mistakes and gaining confidence in managing your student loans.
What can I expect during the one-hour virtual meeting with Michael Putterman?
During the one-hour virtual meeting, expect personalized guidance on your student loans. We’ll review your situation, discuss strategies, and answer any questions you have. By the end, you’ll receive actionable steps and 12 months of email support for follow-up needs.
What additional benefits do I receive for reviewing my student loans with Dream Bigger Financial?
In addition to 12 months of continuous email support about your student loans, optional bonuses include access to the RightCapital for financial organization and tracking, extended access to Michael via email, a complimentary review of your work benefits, and a discounted financial planning fee for ongoing guidance.
How does the PAYE plan benefit high-income physicians?
The Pay As You Earn (PAYE) plan is an Income-Driven Repayment (IDR) plan that benefits high-income physicians by capping monthly payments at the Standard 10-Year Repayment plan amount. It offers potential savings and additional benefits, making it suitable for certain financial situations.
A general rule of thumb: If your post-training income exceeds your student loan debt total by $100,000 or more, PAYE likely offers the lowest total payments.
Is Public Service Loan Forgiveness (PSLF) a viable option for me?
Public Service Loan Forgiveness (PSLF) is a program that forgives the remaining balance on Direct Loans after making 120 qualifying monthly payments while working full time for a qualifying employer. To be eligible for PSLF, you must meet specific criteria.
To be eligible for PSLF, you must meet the following criteria:
- Be employed full time by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service).
- Have Direct Loans (or consolidate other federal student loans into a Direct Loan).
- Repay your loans under an income-driven repayment plan.
- Make 120 qualifying payments (consecutive payments are not required).
Frequently Asked Question
What is the cost for a one-hour virtual student loan review with Dream Bigger Financial?
The cost for a one-hour virtual student loan review with Michael Putterman, CFP®, is $299. This investment ensures personalized guidance tailored to your unique situation.
Who finds the most value from Dream Bigger Financial's student loan help services?
Our services are designed to provide value for individuals at various stages of their medical careers, including students, residents, fellows, and practicing physicians with student loans. We offer expertise tailored to your unique situation.
How does Dream Bigger Financial help early-career physicians with student loans?
Dream Bigger Financial offers personalized student loan plans that integrate both student loan and tax strategies. This comprehensive approach is designed to align with your career and personal goals, providing invaluable guidance for financial success.
What are the primary student loan repayment strategies offered by Dream Bigger Financial?
Dream Bigger Financial provides two primary student loan repayment strategies:
- Rapid Repayment: Optimal for individuals not pursuing a nonprofit career.
- Strategic Integration: Tailored for those engaged in nonprofit work with potential loan forgiveness through PSLF.
Why should I invest in a one-hour virtual student loan review with Dream Bigger Financial?
Investing in a one-hour virtual review ensures you receive a customized student loan plan, expert guidance, and continuous support for 12 months via email. The $299 fee is a strategic investment in avoiding costly mistakes and gaining confidence in managing your student loans.
What can I expect during the one-hour virtual meeting with Michael Putterman?
During the one-hour virtual meeting, expect personalized guidance on your student loans. We’ll review your situation, discuss strategies, and answer any questions you have. By the end, you’ll receive actionable steps and 12 months of email support for follow-up needs.
What additional benefits do I receive for reviewing my student loans with Dream Bigger Financial?
In addition to 12 months of continuous email support about your student loans, optional bonuses include access to the RightCapital for financial organization and tracking, extended access to Michael via email, a complimentary review of your work benefits, and a discounted financial planning fee for ongoing guidance.
How does the PAYE plan benefit high-income physicians?
The Pay As You Earn (PAYE) plan is an Income-Driven Repayment (IDR) plan that benefits high-income physicians by capping monthly payments at the Standard 10-Year Repayment plan amount. It offers potential savings and additional benefits, making it suitable for certain financial situations.
A general rule of thumb: If your post-training income exceeds your student loan debt total by $100,000 or more, PAYE likely offers the lowest total payments.
Is Public Service Loan Forgiveness (PSLF) a viable option for me?
Public Service Loan Forgiveness (PSLF) is a program that forgives the remaining balance on Direct Loans after making 120 qualifying monthly payments while working full time for a qualifying employer. To be eligible for PSLF, you must meet specific criteria.
To be eligible for PSLF, you must meet the following criteria:
- Be employed full time by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service).
- Have Direct Loans (or consolidate other federal student loans into a Direct Loan).
- Repay your loans under an income-driven repayment plan.
- Make 120 qualifying payments (consecutive payments are not required).
Start Dreaming Bigger,
Finally Take Control of Your Student Loans!
Start Dreaming Bigger,
Finally Take Control of Your Student Loans!
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁