Nobody teaches you how disability insurance works.
Most agents are more interested in selling than educating.
This guide changes that. Not a sales pitch. A strategy.
Written for residents, fellows, and early-career physicians who want to understand DI before anyone tries to sell them anything.
Two doctors. Two outcomes.
Both are real scenarios from the guide. One had a plan. One didn't. The guide walks you through exactly what makes the difference.
Everything you need to know before anyone tries to sell you anything.
Hi, I'm Michael.
I started my career helping physicians with disability insurance. I saw firsthand how disconnected financial advice can be. Agents push products before understanding your goals.
I wrote this guide so you can understand the process on your own terms, before anyone tries to sell you anything.
This is the same advice I give paying clients.
Get the guide. Get clarity.
No sales pitch. Just a clear explanation of what DI is, what to look for, and how to compare policies.
⚠️ Use a personal email, not your hospital one. Hospital emails expire. Check your spam folder too.
Already know you need coverage? Skip the guide and let's talk.
Review and guidance are always free. No pressure. Just a clear look at your options.
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Review and guidance are always free. If you apply through me, the insurance company pays me directly. You pay nothing for the guidance. I work with multiple carriers and I don't get paid more to recommend one over another.
Nobody teaches you how disability insurance works.
Most agents are more interested in selling than educating.
This guide changes that. Written for residents, fellows, and early-career physicians who want to understand DI before anyone tries to sell them anything.
Not a sales pitch. A strategy.
Get the Free Guide ↓Two doctors. Two outcomes.
Best shape of his life. Running half-marathons between shifts. One morning, a simple lift. A small tweak in his back. Six months later, he can't stand longer than 20 minutes. The procedures he used to perform? Impossible.
New attending. Just married. Bought a house. Then came the diagnosis. Aggressive cancer. She had to stop working entirely. Not for weeks. For years. The bills didn't care. Her loans didn't pause.
One had a plan. One didn't.
Both are real scenarios from the guide. The guide walks you through exactly what makes the difference — and how to make sure you're on the right side of it.
That's what disability insurance does. It protects the income that makes everything else possible.
Everything you need to know before anyone tries to sell you anything.
GSI: The best policy you've never heard of.
Guaranteed Standard Issue skips the typical underwriting process entirely. If your training program offers it, this could be the easiest path to coverage.
Hi, I'm Michael.
I started my career helping physicians with disability insurance. I saw firsthand how disconnected financial advice can be. Agents push products before understanding your goals.
I wrote this guide so you can understand the process on your own terms, before anyone tries to sell you anything.
This is the same advice I give paying clients.
Get the guide. Get clarity.
No sales pitch. Just a clear explanation of what DI is, what to look for, and how to compare policies.
Enter your email to get instant access
⚠️ Use a personal email, not your hospital one. Hospital emails expire. Check spam too.
Already know you need coverage?
Skip the guide and let's talk.
Review and guidance are always free. No pressure. Just a clear look at your options.
Review and guidance are always free. If you apply through me, the insurance company pays me directly. You pay nothing for the guidance. I work with multiple carriers and I don't get paid more to recommend one over another.