What is Guaranteed Standard Issue (GSI) Disability Insurance?

In the early stages of your medical career, understanding the significance of Long-Term Disability Insurance is a game-changer.

 

If you’re in training and have health concerns, getting approved for traditional long-term disability insurance can be challenging.

 

Fortunately, many training programs offer Guaranteed Standard Issue (GSI) Disability Insurance, which allows you to secure coverage without medical underwriting.

 

Let’s explore what GSI means, why it matters, and how you can take advantage of it.

 

Why Disability Insurance is Essential for Doctors?

Imagine dedicating years to becoming a physician, only to face a sudden illness or injury that prevents you from working.

 

Disability Insurance serves as a financial safety net, providing monthly benefits if you’re unable to practice medicine due to a sickness, illness or injury.

 

Types of Disability Insurance:

 

☁  Short-term Disability Insurance: Provides immediate support for 3–6 months during temporary work absences.

 

☁  Long-term Disability Insurance: Kicks in after a waiting period (typically 3–6 months) and offers coverage until age 65 or 67.

 

Since many hospitals offer free short-term disability insurance, physicians often focus on securing long-term disability insurance for sustained financial protection.

 

What is True Own-Occupation Disability Insurance?

When selecting a policy, prioritize True Own-Occupation coverage.

 

This means if you become unable to work in your specific medical specialty, you will still receive benefits, even if you choose to work in another field.

 

A True Own-Occupation policy is a must-have for physicians, ensuring you receive financial support if an sickness, illness or injury prevents you from performing your specialized role.

 

What is GSI Disability Insurance and How Does It Work?

Guaranteed Standard Issue (GSI) Disability Insurance is a special program available in many residency and fellowship programs.

  

Unlike traditional policies, GSI does not require medical underwriting, making it a great option for physicians with pre-existing conditions.

 

Benefits of GSI Disability Insurance:

 

☁  No Medical Exam: Perfect for individuals with health concerns—no medical underwriting required.

 

☁  Discounted Premiums: Often lower than individual policies.

 

☁  True Own-Occupation Coverage: Protects your ability to work within your medical specialty.

 

☁  Portability: You can keep the policy even if you change jobs.

 

Potential Drawbacks of GSI:

 

☁  Less Customization: Fewer options compared to traditional policies.

 

☁  Coverage Restrictions: Some policies may have limitations on mental health and substance abuse claims.

 

⚠  Important Note: If you apply for traditional long-term disability insurance and are denied, you may lose the ability to apply for a GSI policy. Check if your program offers GSI before applying for other coverage, especially if you have health concerns.

 

How to Check if Your Program Offers GSI Disability Insurance

1. Ask Your GME or HR Department – They can confirm availability and provide contact information.

 

2. Contact Dream Bigger Financial – We can guide you through the process and compare coverage options.

 

3. Check the List Below – Many residency and fellowship programs across the U.S. offer GSI disability insurance.

 

 

***We strive to maintain this list of Guaranteed Standard Issue (GSI) Disability Insurance programs as a valuable resource for physicians in training. If you know of any additional GSI disability insurance programs or if your program should be removed or updated, please email michael@dreambiggerfinancial.com

 

Residency and Fellowship Programs Offering Guaranteed Standard Issue (GSI) Disability Insurance by State

Alabama

☁️  Cahaba Medical Care

☁️  University of Alabama Hospital – Birmingham

☁️  University of South Alabama

 

Alaska

☁️  No Known Programs

 

Arizona

☁️  Abrazo Health

☁️  Creighton University (Phoenix)

☁️  Mayo Clinic (Phoenix)

☁️  University of Arizona – Phoenix

☁️  University of Arizona – Tucson

 

Arkansas

☁️  No Known Programs

 

California

☁️  Alameda Health System-Highland Hospital

☁️  Cedars-Sinai Medical Center

☁️  Desert Care Network

☁️  Kaiser Permanente – Northern California

☁️  Kaiser Permanente – Southern California

☁️  Loma Linda University Health

☁️  Loma Linda University Medical Center – Murrieta

☁️  Los Angeles County + Harbor-UCLA Medical Center

☁️  Olive View – UCLA Medical Center

☁️  Santa Clara Valley Medical Center

☁️  Scripps Clinic/Scripps Green Hospital

☁️  Scripps Mercy Hospital

☁️  UCLA Medical Center

☁️  UC Davis Medical Center

☁️  UC Irvine Medical Center

☁️  UCSF Medical Center

☁️  UC San Diego Medical Center

☁️  UC Riverside Medical Center

☁️  USC + LAC-USC Medical Center

☁️  Valley Consortium for Medical Education

 

Colorado

☁️  Denver Health Medical Center

☁️  Saint Joseph Hospital

☁️  University of Colorado Health

 

Connecticut

☁️  Hartford Hospital

☁️  Stamford Health

☁️  Yale-New Haven Hospital

 

Delaware

☁️  ChristianaCare

 

District of Columbia

☁️  George Washington University Hospital

☁️  Georgetown & Washington Hospital Center

☁️  MedStar Georgetown University Hospital

 

Florida

☁️  Florida State University – Family Medicine Residency

☁️  Mayo Clinic (Jacksonville)

☁️  Mount Sinai Medical Center (Miami)

☁️  University of Central Florida – HCA Healthcare Consortium

☁️  University of Florida – Gainesville

☁️  University of Florida – Jacksonville

☁️  University of Miami / Jackson Health

☁️  University of South Florida – Morsani Health

 

Georgia

☁️  Emory University Hospital

☁️  Medical College of Georgia Health System

☁️  Piedmont Athens Regional

☁️  WellStar Atlanta Medical Center

 

Hawaii

☁️  Kaiser Permanente Hawaii

 

Idaho

☁️  No Known Programs

 

Illinois

☁️  McGaw Medical Center – Northwestern University

☁️  OSF Saint Francis Medical Center

☁️  Rush University Medical Center

☁️  University of Chicago Medical Center

☁️  University of Illinois – Chicago

 

Indiana

☁️  Deaconess Family Medicine Residency

☁️  Indiana University Health

☁️  Union Hospital, Inc.

 

Iowa

☁️  Unity Point – Des Moines

☁️  UnityPoint Broadlawns Psychiatry Education Foundation

☁️  University of Iowa Hospitals and Clinics

 

Kansas

☁️  University of Kansas Health System

 

Kentucky

☁️  University of Kentucky Health

☁️  University of Louisville Health

 

Louisiana

☁️  LSU Health – New Orleans

☁️  LSU Health – Shreveport

☁️  Ochsner Health

☁️  Tulane University Medical Center

 

Maine

☁️  Maine Medical Center

 

Maryland

☁️  Johns Hopkins Hospital

☁️  Kaiser Permanente Mid-Atlantic States

☁️  Luminis Health – Anne Arundel Medicine Center

☁️  University of Maryland Medical Center – Midtown Campus

☁️  University of Maryland Medical Center – Prince George’s

 

Massachusetts

☁️  Baystate Health – UMass Chan

☁️  Berkshire Health Systems

☁️  Beth Israel Deaconess Medical Center

☁️  Beth Israel Lahey Health

☁️  Boston Medical Center

☁️  Cambridge Health Alliance

☁️  Massachusetts General Hospital

☁️   Mount Auburn Hospital

☁️   Tufts Medical Center

☁️   UMass Memorial Health

 

Michigan

☁️  Ascension Genesys

☁️  Ascension Providence – Southfield

☁️  Children’s Hospital of Michigan

☁️  Corewell Health

☁️  Detroit Medical Center

☁️  Henry Ford Allegiance Health

☁️  Henry Ford Hospital

☁️  Henry Ford Macomb Hospital

☁️  Henry Ford Wyandotte Hospital

☁️  McLaren Macomb 

☁️  Michigan State University – Sparrow Hospital

☁️  University of Michigan Health System

☁️  Wayne State University

  

Minnesota

☁️  Mayo Clinic (Rochester)

☁️  University of Minnesota Health

 

Mississippi

☁️  Gulfport Memorial Health

☁️  University of Mississippi Medical Center

 

Missouri

☁️  Washington University – St. Louis

 

Montana

☁️  No Known Programs

 

Nebraska

☁️  Creighton University Medical Center

☁️  University of Nebraska Medical Center

 

Nevada

☁️  No Known Programs

 

New Hampshire

☁️  Dartmouth-Hitchcock Medical Center

 

New Jersey

☁️  Atlantic Health

☁️  Cooper University Health

☁️  Hoboken University Medical Center

☁️  Inspira Health Network

☁️  Rowan University Health

☁️  Rutgers – New Jersey Medical School

☁️  Rutgers – Robert Wood Johnson Medical School

☁️  St Barnabas Medical Center

 

New Mexico

☁️  University of New Mexico

 

New York

☁️  Albany Medical Center

☁️  BronxCare Health System

☁️  Brooklyn Hospital Center

☁️  Coney Island Hospital

☁️  Elmhurst Hospital Center

☁️  Family Health Centers at NYU Langone

☁️  Flushing Hospital Medical Center

☁️  Harlem Hospital Center

☁️  Hospital for Special Surgery

☁️  Icahn School of Medicine at Mount Sinai

☁️  Institute for Family Health

☁️  Interfaith Medical Center

☁️  Jacobi Medical Center

☁️  Jamaica Hospital Medical Center

☁️  Kingsbrook Jewish Medical Center

☁️  Lincoln Medical and Mental Health Center

☁️  Maimonides Medical Center

☁️  Montefiore Medical Center – Albert Einstein College of Medicine

☁️  Mount Sinai Hospital

☁️  New York-Presbyterian – Brooklyn Methodist Hospital

☁️  New York-Presbyterian – Columbia University

☁️  New York-Presbyterian – Morgan Stanley Children’s Hospital

☁️  New York-Presbyterian – Queens

☁️  New York-Presbyterian – Weill Cornel

☁️  NYU Grossman School of Medicine

☁️  NYU Langone Health

☁️  NYU Long Island School of Medicine

☁️  St Johns Episcopal Hospital – South Shore

☁️  Stony Brook Medicine

☁️  SUNY Downstate Health Sciences University

☁️  University at Buffalo Medical Center

☁️  University of Rochester Medical Center

☁️  Westchester Medical Center

☁️  Woodhull Medical and Mental Health Center

☁️  Wyckoff Heights Medical Center

☁️  Zucker School of Medicine – Northwell Health

 

North Carolina

☁️  Atrium Health – Carolinas Medical Center

☁️  Atrium Health – Wake Forest Baptist

☁️  Duke University Hospital

☁️  East Carolina University Health

☁️  Mountain Area Health Education Center (MAHEC)

☁️  University of North Carolina Health

 

North Dakota

☁️  No Known Programs

 

Ohio

☁️  Case Western Reserve University – University Hospitals Cleveland

☁️  Christ Hospital Health Network

☁️  Cleveland Clinic (Level 3)

☁️  OhioHealth Health System

☁️  Ohio State University Wexner Medical Center

☁️  University of Cincinnati Health

☁️  University of Toledo Medical Center

 

Oklahoma

☁️  University of Oklahoma – Tulsa

☁️  University of Oklahoma Health Sciences

 

Oregon

☁️  Oregon Health & Science University

 

Pennsylvania

☁️  Albert Einstein Healthcare Network

☁️  Allegheny Health Network

☁️  Geisinger Health 

☁️  Jefferson Health

☁️  Lehigh Valley Health Network

☁️  Main Line Health

☁️  Penn State Health

☁️  Philadelphia College of Osteopathic Medicine (PCOM)

☁️  Reading Hospital – Tower Health

☁️  St. Luke’s University Health Network

☁️  Temple University Hospital

☁️  University of Pennsylvania Health System

☁️  UPMC Lititz

☁️  UPMC Medical Education

☁️  WellSpan Health

 

Rhode Island

☁️  Brown University – Lifespan Health

 

South Carolina

☁️  Medical University of South Carolina

☁️  Prisma Health

☁️  University of South Carolina Health

 

South Dakota

☁️  No Known Programs

 

Tennessee

☁️  Vanderbilt University Medical Center

 

Texas

☁️  Baylor Medical Center

☁️  Baylor University Medical Center

☁️  John Peter Smith Hospital (JPS)

☁️  Methodist Health System – Dallas

☁️  Methodist Hospital – Houston

☁️  Texas Tech University – Permian Basin

☁️  Texas Tech University – Amarillo

☁️  Texas Tech University – Lubbock

☁️  Texas Tech University – El Paso

☁️  UT Health – Houston

☁️  UT Health – San Antonio

☁️  UT Southwestern Medical Center

 

Utah

☁️  University of Utah Health

 

Vermont

☁️  University of Vermont Medical Center

 

Virginia

☁️  Eastern Virginia Medical School

☁️  University of Virginia Health

☁️  Virginia Commonwealth University Health

☁️  Virginia Mason

 

Washington

☁️  Kaiser Permanente – Washington

☁️  University of Washington Medical Center

☁️  Virginia Mason Franciscan Health

 

West Virginia

☁️  West Virginia University Health

 

Wisconsin

☁️  Medical College of Wisconsin

☁️  University of Wisconsin Health

 

Wyoming

☁️  No Known Programs

 

State Unknown (Misc)

☁️  Bellevue Hospital

☁️  Children’s National Hospital

☁️  Jersey City Medical Center

☁️  Kings County Hospital

☁️  Metropolitan Hospital

☁️  Saint Lukes/Roosevelt

 

Next Steps: Get a Free Disability Insurance Quote

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What is Guaranteed Standard Issue (GSI) Disability Insurance?

In the early stages of your medical career, understanding the significance of Long-Term Disability Insurance is a game-changer.

 

If you’re in training and have health concerns, getting approved for traditional long-term disability insurance can be challenging.

 

Fortunately, many training programs offer Guaranteed Standard Issue (GSI) Disability Insurance, which allows you to secure coverage without medical underwriting.

 

Let’s explore what GSI means, why it matters, and how you can take advantage of it.

 

Why Disability Insurance is Essential for Doctors?

Imagine dedicating years to becoming a physician, only to face a sudden illness or injury that prevents you from working.

 

Disability Insurance serves as a financial safety net, providing monthly benefits if you’re unable to practice medicine due to a sickness, illness or injury.

 

Types of Disability Insurance:

 

☁  Short-term Disability Insurance: Provides immediate support for 3–6 months during temporary work absences.

 

☁  Long-term Disability Insurance: Kicks in after a waiting period (typically 3–6 months) and offers coverage until age 65 or 67.

 

Since many hospitals offer free short-term disability insurance, physicians often focus on securing long-term disability insurance for sustained financial protection.

 

What is True Own-Occupation Disability Insurance?

When selecting a policy, prioritize True Own-Occupation coverage.

 

This means if you become unable to work in your specific medical specialty, you will still receive benefits, even if you choose to work in another field.

 

A True Own-Occupation policy is a must-have for physicians, ensuring you receive financial support if an sickness, illness or injury prevents you from performing your specialized role.

 

What is GSI Disability Insurance and How Does It Work?

Guaranteed Standard Issue (GSI) Disability Insurance is a special program available in many residency and fellowship programs.

  

Unlike traditional policies, GSI does not require medical underwriting, making it a great option for physicians with pre-existing conditions.

 

Benefits of GSI Disability Insurance:

 

☁  No Medical Exam: Perfect for individuals with health concerns—no medical underwriting required.

 

☁  Discounted Premiums: Often lower than individual policies.

 

☁  True Own-Occupation Coverage: Protects your ability to work within your medical specialty.

 

☁  Portability: You can keep the policy even if you change jobs.

 

Potential Drawbacks of GSI:

 

☁  Less Customization: Fewer options compared to traditional policies.

 

☁  Coverage Restrictions: Some policies may have limitations on mental health and substance abuse claims.

 

⚠  Important Note: If you apply for traditional long-term disability insurance and are denied, you may lose the ability to apply for a GSI policy. Check if your program offers GSI before applying for other coverage, especially if you have health concerns.

 

How to Check if Your Program Offers GSI Disability Insurance:

1. Ask Your GME or HR Department – They can confirm availability and provide contact information.

 

2. Contact Dream Bigger Financial – We can guide you through the process and compare coverage options.

 

3. Check the List Below – Many residency and fellowship programs across the U.S. offer GSI disability insurance.

 

 

***We strive to maintain this list of Guaranteed Standard Issue (GSI) Disability Insurance programs as a valuable resource for physicians in training. If you know of any additional GSI disability insurance programs or if your program should be removed or updated, please email michael@dreambiggerfinancial.com

 

Residency and Fellowship Programs Offering Guaranteed Standard Issue (GSI) Disability Insurance by State

Alabama

☁️  Cahaba Medical Care

☁️  University of Alabama Hospital – Birmingham

☁️  University of South Alabama

 

Alaska

☁️  No Known Programs

 

Arizona

☁️  Abrazo Health

☁️  Creighton University (Phoenix)

☁️  Mayo Clinic (Phoenix)

☁️  University of Arizona – Phoenix

☁️  University of Arizona – Tucson

 

Arkansas

☁️  No Known Programs

 

California

☁️  Alameda Health System-Highland Hospital

☁️  Cedars-Sinai Medical Center

☁️  Desert Care Network

☁️  Kaiser Permanente – Northern California

☁️  Kaiser Permanente – Southern California

☁️  Loma Linda University Health

☁️  Loma Linda University Medical Center – Murrieta

☁️  Los Angeles County + Harbor-UCLA Medical Center

☁️  Olive View – UCLA Medical Center

☁️  Santa Clara Valley Medical Center

☁️  Scripps Clinic/Scripps Green Hospital

☁️  Scripps Mercy Hospital

☁️  UCLA Medical Center

☁️  UC Davis Medical Center

☁️  UC Irvine Medical Center

☁️  UCSF Medical Center

☁️  UC San Diego Medical Center

☁️  UC Riverside Medical Center

☁️  USC + LAC-USC Medical Center

☁️  Valley Consortium for Medical Education

 

Colorado

☁️  Denver Health Medical Center

☁️  Saint Joseph Hospital

☁️  University of Colorado Health

 

Connecticut

☁️  Hartford Hospital

☁️  Stamford Health

☁️  Yale-New Haven Hospital

 

Delaware

☁️  ChristianaCare

 

District of Columbia

☁️  George Washington University Hospital

☁️  Georgetown & Washington Hospital Center

☁️  MedStar Georgetown University Hospital

 

Florida

☁️  Florida State University – Family Medicine Residency

☁️  Mayo Clinic (Jacksonville)

☁️  Mount Sinai Medical Center (Miami)

☁️  University of Central Florida – HCA Healthcare Consortium

☁️  University of Florida – Gainesville

☁️  University of Florida – Jacksonville

☁️  University of Miami / Jackson Health

☁️  University of South Florida – Morsani Health

 

Georgia

☁️  Emory University Hospital

☁️  Medical College of Georgia Health System

☁️  Piedmont Athens Regional

☁️  WellStar Atlanta Medical Center

 

Hawaii

☁️  Kaiser Permanente Hawaii

 

Idaho

☁️  No Known Programs

 

Illinois

☁️  McGaw Medical Center – Northwestern University

☁️  OSF Saint Francis Medical Center

☁️  Rush University Medical Center

☁️  University of Chicago Medical Center

☁️  University of Illinois – Chicago

 

Indiana

☁️  Deaconess Family Medicine Residency

☁️  Indiana University Health

☁️  Union Hospital, Inc.

 

Iowa

☁️  Unity Point – Des Moines

☁️  UnityPoint Broadlawns Psychiatry Education Foundation

☁️  University of Iowa Hospitals and Clinics

 

Kansas

☁️  University of Kansas Health System

 

Kentucky

☁️  University of Kentucky Health

☁️  University of Louisville Health

 

Louisiana

☁️  LSU Health – New Orleans

☁️  LSU Health – Shreveport

☁️  Ochsner Health

☁️  Tulane University Medical Center

 

Maine

☁️  Maine Medical Center

 

Maryland

☁️  Johns Hopkins Hospital

☁️  Kaiser Permanente Mid-Atlantic States

☁️  Luminis Health – Anne Arundel Medicine Center

☁️  University of Maryland Medical Center – Midtown Campus

☁️  University of Maryland Medical Center – Prince George’s

 

Massachusetts

☁️  Baystate Health – UMass Chan

☁️  Berkshire Health Systems

☁️  Beth Israel Deaconess Medical Center

☁️  Beth Israel Lahey Health

☁️  Boston Medical Center

☁️  Cambridge Health Alliance

☁️  Massachusetts General Hospital

☁️   Mount Auburn Hospital

☁️   Tufts Medical Center

☁️   UMass Memorial Health

 

Michigan

☁️  Ascension Genesys

☁️  Ascension Providence – Southfield

☁️  Children’s Hospital of Michigan

☁️  Corewell Health

☁️  Detroit Medical Center

☁️  Henry Ford Allegiance Health

☁️  Henry Ford Hospital

☁️  Henry Ford Macomb Hospital

☁️  Henry Ford Wyandotte Hospital

☁️  McLaren Macomb 

☁️  Michigan State University – Sparrow Hospital

☁️  University of Michigan Health System

☁️  Wayne State University

  

Minnesota

☁️  Mayo Clinic (Rochester)

☁️  University of Minnesota Health

 

Mississippi

☁️  Gulfport Memorial Health

☁️  University of Mississippi Medical Center

 

Missouri

☁️  Washington University – St. Louis

 

Montana

☁️  No Known Programs

 

Nebraska

☁️  Creighton University Medical Center

☁️  University of Nebraska Medical Center

 

Nevada

☁️  No Known Programs

 

New Hampshire

☁️  Dartmouth-Hitchcock Medical Center

 

New Jersey

☁️  Atlantic Health

☁️  Cooper University Health

☁️  Hoboken University Medical Center

☁️  Inspira Health Network

☁️  Rowan University Health

☁️  Rutgers – New Jersey Medical School

☁️  Rutgers – Robert Wood Johnson Medical School

☁️  St Barnabas Medical Center

 

New Mexico

☁️  University of New Mexico

 

New York

☁️  Albany Medical Center

☁️  BronxCare Health System

☁️  Brooklyn Hospital Center

☁️  Coney Island Hospital

☁️  Elmhurst Hospital Center

☁️  Family Health Centers at NYU Langone

☁️  Flushing Hospital Medical Center

☁️  Harlem Hospital Center

☁️  Hospital for Special Surgery

☁️  Icahn School of Medicine at Mount Sinai

☁️  Institute for Family Health

☁️  Interfaith Medical Center

☁️  Jacobi Medical Center

☁️  Jamaica Hospital Medical Center

☁️  Kingsbrook Jewish Medical Center

☁️  Lincoln Medical and Mental Health Center

☁️  Maimonides Medical Center

☁️  Montefiore Medical Center – Albert Einstein College of Medicine

☁️  Mount Sinai Hospital

☁️  New York-Presbyterian – Brooklyn Methodist Hospital

☁️  New York-Presbyterian – Columbia University

☁️  New York-Presbyterian – Morgan Stanley Children’s Hospital

☁️  New York-Presbyterian – Queens

☁️  New York-Presbyterian – Weill Cornel

☁️  NYU Grossman School of Medicine

☁️  NYU Langone Health

☁️  NYU Long Island School of Medicine

☁️  St Johns Episcopal Hospital – South Shore

☁️  Stony Brook Medicine

☁️  SUNY Downstate Health Sciences University

☁️  University at Buffalo Medical Center

☁️  University of Rochester Medical Center

☁️  Westchester Medical Center

☁️  Woodhull Medical and Mental Health Center

☁️  Wyckoff Heights Medical Center

☁️  Zucker School of Medicine – Northwell Health

 

North Carolina

☁️  Atrium Health – Carolinas Medical Center

☁️  Atrium Health – Wake Forest Baptist

☁️  Duke University Hospital

☁️  East Carolina University Health

☁️  Mountain Area Health Education Center (MAHEC)

☁️  University of North Carolina Health

 

North Dakota

☁️  No Known Programs

 

Ohio

☁️  Case Western Reserve University – University Hospitals Cleveland

☁️  Christ Hospital Health Network

☁️  Cleveland Clinic (Level 3)

☁️  OhioHealth Health System

☁️  Ohio State University Wexner Medical Center

☁️  University of Cincinnati Health

☁️  University of Toledo Medical Center

 

Oklahoma

☁️  University of Oklahoma – Tulsa

☁️  University of Oklahoma Health Sciences

 

Oregon

☁️  Oregon Health & Science University

 

Pennsylvania

☁️  Albert Einstein Healthcare Network

☁️  Allegheny Health Network

☁️  Geisinger Health 

☁️  Jefferson Health

☁️  Lehigh Valley Health Network

☁️  Main Line Health

☁️  Penn State Health

☁️  Philadelphia College of Osteopathic Medicine (PCOM)

☁️  Reading Hospital – Tower Health

☁️  St. Luke’s University Health Network

☁️  Temple University Hospital

☁️  University of Pennsylvania Health System

☁️  UPMC Lititz

☁️  UPMC Medical Education

☁️  WellSpan Health

 

Rhode Island

☁️  Brown University – Lifespan Health

 

South Carolina

☁️  Medical University of South Carolina

☁️  Prisma Health

☁️  University of South Carolina Health

 

South Dakota

☁️  No Known Programs

 

Tennessee

☁️  Vanderbilt University Medical Center

 

Texas

☁️  Baylor Medical Center

☁️  Baylor University Medical Center

☁️  John Peter Smith Hospital (JPS)

☁️  Methodist Health System – Dallas

☁️  Methodist Hospital – Houston

☁️  Texas Tech University – Permian Basin

☁️  Texas Tech University – Amarillo

☁️  Texas Tech University – Lubbock

☁️  Texas Tech University – El Paso

☁️  UT Health – Houston

☁️  UT Health – San Antonio

☁️  UT Southwestern Medical Center

 

Utah

☁️  University of Utah Health

 

Vermont

☁️  University of Vermont Medical Center

 

Virginia

☁️  Eastern Virginia Medical School

☁️  University of Virginia Health

☁️  Virginia Commonwealth University Health

☁️  Virginia Mason

 

Washington

☁️  Kaiser Permanente – Washington

☁️  University of Washington Medical Center

☁️  Virginia Mason Franciscan Health

 

West Virginia

☁️  West Virginia University Health

 

Wisconsin

☁️  Medical College of Wisconsin

☁️  University of Wisconsin Health

 

Wyoming

☁️  No Known Programs

 

State Unknown (Misc)

☁️  Bellevue Hospital

☁️  Children’s National Hospital

☁️  Jersey City Medical Center

☁️  Kings County Hospital

☁️  Metropolitan Hospital

☁️  Saint Lukes/Roosevelt

 

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It All Begins with a Diagnosis…

At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.

With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.

Considering financial planning?

We’re currently accepting new patients!

If you prefer self-diagnosing,
join us on social media!

We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.

 

Michael Putterman

Michael Putterman, CFP®

cfp logo black outline xs 5

☁  Virtually serving clients nationwide 

It All Begins with a Diagnosis…

At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.

With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.

Considering financial planning?

We’re currently accepting new patients!

If you prefer self-diagnosing,
join us on social media!

We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.

 

Michael Putterman

Michael Putterman, CFP®

cfp logo black outline xs 5

☁  Virtually serving clients nationwide