Overview
In the early stages of your medical career, understanding the significance of Long-Term Disability Insurance is a game-changer.
If you’re in training and facing health concerns, getting approved for traditional long-term disability insurance can be challenging.
Thankfully, many training programs provide a Guaranteed Standard Issue (GSI) policy – a potential lifeline.
Let’s break down these concepts and explore why they are crucial for early-career doctors to understand.
Subscribe to The Dream Bigger – Physician Edition Newsetter
A weekly newsletter designed for early-career physicians and anyone looking to enhance their financial well-being.
Discover helpful tips, strategies, and insights to dream bigger and take control of your financial future. 🥼
Get student loan updates, money-saving tips, and financial strategies – all delivered to your inbox.
What is Disability Insurance?
Imagine being a dedicated doctor, poised to make a positive impact, when unexpected health challenges arise.
Disability Insurance serves as a financial safety net, providing you a monthly benefit if you are sick, injured, or ill and unable to work.
This benefit can be used to cover essential expenses such as medical treatments, contributions to retirement savings, and addresses other crucial needs, ensuring your financial stability during unforeseen circumstances.
There are two primary types:
☁ Short-term Disability Insurance: Immediate help for 3-6 months during a temporary inability to work.
☁ Long-term Disability Insurance: Activates after a waiting period, usually 3-6 months, offering extended support until age 65 or 67 for prolonged challenges.
While some hospitals offer free short-term disability insurance, many physicians opt-out when it’s not provided, relying on their 3-6 month emergency fund to cover this period of time.
Instead, most doctors prioritize long-term disability insurance as a comprehensive shield for sustained financial support until retirement age.
This decision reflects careful planning for the unpredictable nature of health challenges, emphasizing the need for a strong financial plan.
Why is Insurance Important?
Insurance serves as a shield against unexpected life events, with its primary purpose being to safeguard against catastrophic occurrences.
This is particularly crucial when considering long-term disability insurance, which protects your most significant asset—your ability to earn an income.
Doctors should view long-term disability insurance as non-negotiable, especially in the early stages of their careers.
It acts as a financial safety buffer, offering support during challenging times and enabling you to navigate difficulties without experiencing financial strain.
For new doctors, the early career years are pivotal for building strong financial habits, and long-term disability insurance ensures financial stability in case of unforeseen health challenges.
It becomes an essential tool for establishing a solid financial foundation, which is vital for adapting to life’s challenges.
Time to Dream Bigger!
Setting out on the path to financial success may seem daunting, but it’s achievable.
Through strategic savings and smart investing, you pave the way for a prosperous future.
Even in the face of potential health challenges, having long-term disability insurance becomes crucial, serving as a lifeline when unexpected health setbacks occur.
Investing in peace of mind, this financial safety net allows focus on recovery, knowing that your financial stability is secure.
Dream bigger about your future, making long-term disability insurance a cornerstone of your financial strategy.
True Own-Occupation Disability Insurance:
When seeking disability insurance, it’s essential to prioritize a True Own-Occupation definition policy.
This personalized safety net is tailored to your unique professional circumstances, ensuring benefits are paid if you’re unable to work within your specific medical specialty.
In the event you can not perform the customary duties of your medical specialty or sub-specialty at the time of a claim, the policy will pay a benefit, even if you choose to work in a different career.
Prioritizing the True Own-Occupation policy is like having a shield designed specifically for your medical career’s unique path, ensuring that your financial well-being aligns seamlessly with your professional journey.
Guaranteed Standard Issue (GSI) Disability Insurance:
Guaranteed Standard Issue (GSI) is a special disability insurance program accessible in many training programs, providing a significant advantage for individuals with health concerns.
The key advantage?
You can secure a policy without the typical requirement of medical underwriting imposed by traditional long-term disability policies.
GSI provides a streamlined application process and discounted premiums.
Furthermore, the portability of GSI ensures smooth transitions in coverage as you progress through different career stages, offering a customized solution for individuals who prioritize both health and financial well-being.
GSI Pros:
☁ No Medical Check: Ideal for individuals with health concerns, eliminating the need for a detailed medical examination.
☁ Discounted Premiums: Cost-effective premiums make GSI a budget-friendly option.
☁ True Own-Occupation Definition: Benefits provided if unable to work within your specific medical specialty, acknowledging the nuances of your specialized profession.
☁ Portable: GSI’s portability ensures continuity of coverage during job transitions.
GSI Cons:
☁ Less Customizable: GSI policies may offer fewer customization choices compared to traditional long-term disability policies.
☁ Some Limitations: Be aware of limitations related to mental health and substance abuse, which may result in a capped benefit period.
In essence, GSI offers a unique opportunity for individuals with health concerns to obtain disability insurance without the usual hurdles.
Its streamlined process and comprehensive coverage make it appealing for those in the early stages of their medical careers.
Important Note: If you apply for traditional long-term disability insurance coverage and are denied, be aware that you might forfeit the opportunity to apply for a GSI policy if your program offers one. Make sure to check if your program offers GSI before applying for traditional disability insurance, especially if you have health concerns. This will increase the likelihood you get to layer long-term disability insurance into your financial plan!
How to Verify GSI Disability Insurance Availability in Your Program?
1. Ask your GME or HR department about the availability of GSI. If it is offered, they can provide you with program details and contact information for the insurance agent.
2. Reach out to Dream Bigger Financial, and our team can guide you through the disability insurance application process.
3. Refer to the list below to determine if your program qualifies for GSI. Keep in mind that this list may change over time, but if your program is included, it likely offers a GSI policy.
***We strive to maintain this list as a valuable resource for physicians in training. If you are aware of additional programs or feel that your program should be removed, please email michael@dreambiggerfinancial.com
Programs Offering Guaranteed Standard Issue (GSI) Disability Insurance by State:
Alabama
☁️ Cahaba Medical Care
☁️ University of Alabama Hospital – Birmingham
☁️ University of South Alabama
Arizona
☁️ Creighton University (AZ)
☁️ Mayo Clinic College of Medicine and Science
☁️ University of Arizona College of Medicine – Phoenix
☁️ University of Arizona College of Medicine-Tucson
California
☁️ Alameda Health System-Highland Hospital
☁️ Cedars-Sinai Medical Center
☁️ Kaiser Permanente Northern California
☁️ Kaiser Permanente Southern California
☁️ Loma Linda University Health Education Consortium
☁️ Loma Linda University Medical Center – Murrieta
☁️ Los Angeles County-Harbor-UCLA Medical Center
☁️ Olive View/UCLA Medical Center
☁️ Santa Clara Valley Medical Center
☁️ Scripps Clinic/Scripps Green Hospital
☁️ Scripps Mercy Hospital
☁️ UCLA David Geffen School of Medicine/UCLA Medical Center
☁️ University of California (Irvine)
☁️ University of California (San Diego) Medical Center
☁️ University of California (San Francisco) School of Medicine
☁️ University of California Davis Health
☁️ University of California Riverside School of Medicine
☁️ University of Southern California/LACUSC Medical Center
☁️ Valley Consortium for Medical Education
Colorado
☁️ Denver Health Medical Center
☁️ Saint Joseph Hospital, Inc
☁️ University of Colorado School of Medicine
Connecticut
☁️ Yale-New Haven Hospital
Delaware
☁️ Christiana Care Health Services Inc
District of Columbia
☁️ George Washington University School of Medicine
☁️ MedStar Georgetown University Hospital
Florida
☁️ Florida State University College of Medicine
☁️ Mayo Clinic College of Medicine and Science
☁️ Mount Sinai Medical Center of Florida, Inc
☁️ University of Central Florida/HCA Healthcare GME
☁️ University of Florida College of Medicine
☁️ University of Florida College of Medicine Jacksonville
☁️ University of South Florida Morsani College of Medicine
Georgia
☁️ Emory University School of Medicine
☁️ Piedmont Athens Regional
☁️ WellStar Atlanta Medical Center
Hawaii
☁️ Kaiser Permanente Hawaii
Illinois
☁️ McGaw Medical Center of Northwestern University
☁️ OSF Saint Francis Medical Center
☁️ Rush University Medical Center
☁️ University of Illinois College of Medicine at Chicago
Indiana
☁️ Indiana University School of Dentistry
☁️ Indiana University School of Medicine
☁️ Union Hospital, Inc
Iowa
☁️ Unity Point (Des Moines)
☁️ UnityPoint Broadlawns Psychiatry Education Foundation
☁️ University of Iowa Hospitals and Clinics
Kansas
☁️ University of Kansas School of Medicine
Kentucky
☁️ University of Kentucky College of Medicine
☁️ University of Louisville School of Medicine
Louisiana
☁️ Louisiana State University School of Medicine – New Orleans
☁️ Louisiana State University School of Medicine – Shreveport
☁️ Ochsner Clinic Foundation
☁️ Tulane University School of Medicine
Maryland
☁️ Johns Hopkins University School of Medicine
☁️ Kaiser Permanente Mid-Atlantic States
☁️ Luminis Health Anne Arundel Medicine
☁️ University of Maryland Medical Center Midtown Campus
☁️ University of Maryland Prince Georges Hospital Center
☁️ University of Maryland Program
Massachusetts
☁️ Boston University Medical Center
☁️ Cambridge Health Alliance
☁️ Massachusetts General Hospital
☁️ Tufts Medical Center
☁️ UMass Chan Medical School
Michigan
☁️ Ascension Providence Hospital
☁️ Children’s Hospital of Michigan
☁️ Detroit Medical Center Corporation
☁️ Henry Ford Allegiance Health
☁️ Henry Ford Hospital
☁️ Henry Ford Macomb Hospital
☁️ Henry Ford Wyandotte Hospital
☁️ Michigan State University College of Human Medicine
☁️ Sparrow Hospital
☁️ University of Michigan Health System
Minnesota
☁️ Mayo Clinic College of Medicine and Science
☁️ University of Minnesota
Missouri
☁️ Washington University/B-JH/SLCH Consortium
Nebraska
☁️ University of Nebraska Medical Center College of Medicine
New Jersey
☁️ Atlantic Health
☁️ Cooper Hospital-University Medical Center
☁️ Hoboken University Medical Center
☁️ Inspira Health Network
☁️ Rowan SOM/Jefferson Health/Virtua Our Lady of Lourdes Hospital
☁️ Rutgers New Jersey Medical School
☁️ Rutgers Robert Wood Johnson Medical School
☁️ St Barnabas Medical Center
New Mexico
☁️ University of New Mexico School of Medicine
New York
☁️ BronxCare Health System
☁️ Brooklyn Hospital Center
☁️ Coney Island Hospital
☁️ Elmhurst Hospital Center
☁️ Family Health Centers at NYU Langone
☁️ Flushing Hospital Medical Center
☁️ Harlem Hospital Center
☁️ Hospital for Special Surgery
☁️ Icahn School of Medicine at Mount Sinai
☁️ Institute for Family Health
☁️ Interfaith Medical Center
☁️ Jacobi Medical Center
☁️ Jamaica Hospital Medical Center
☁️ Kingsbrook Jewish Medical Center
☁️ Lincoln Medical and Mental Health Center
☁️ Maimonides Medical Center
☁️ Montefiore Medical Center/Albert Einstein College of Medicine
☁️ New York-Presbyterian Brooklyn Methodist Hospital
☁️ New York-Presbyterian Columbia University
☁️ New York-Presbyterian/Weill Cornell Medical Center
☁️ NYU Grossman School of Medicine
☁️ NYU Long Island School of Medicine
☁️ St Johns Episcopal Hospital-South Shore
☁️ Stony Brook Medicine
☁️ SUNY Downstate
☁️ University at Buffalo School of Medicine
☁️ University of Rochester
☁️ Westchester Medical Center
☁️ Woodhull Medical and Mental Health Center
☁️ Wyckoff Heights Medical Center
☁️ Zucker School of Medicine at Hofstra/Northwell
North Carolina
☁️ Duke University Hospital
☁️ Mountain Area Health Education Center
☁️ University of North Carolina Hospitals
☁️ Vidant Medical Center (East Carolina University (ECU)
☁️ Wake Forest University Baptist Medical Center
Ohio
☁️ Case Western Reserve University/University Hospitals Cleveland Medical Center
☁️ Christ Hospital
☁️ Ohio State University Hospital
☁️ OhioHealth
Oklahoma
☁️ University of Oklahoma College of Medicine
Oregon
☁️ Oregon Health Science University Hospital
Pennsylvania
☁️ Albert Einstein Healthcare Network
☁️ Allegheny Health Network Medical Education Consortium
☁️ Geisinger Health System
☁️ Jefferson Health Northeast
☁️ Lehigh Valley Health Network
☁️ Mainline Health
☁️ Philadelphia College of Osteopathic Medicine (PCOM)
☁️ Sidney Kimmel Medical College at Thomas Jefferson University
☁️ Temple University Hospital
☁️ University of Pennsylvania Health System
☁️ UPMC Lititz
☁️ UPMC Medical Education
☁️ UPMC Pinnacle Hospitals
☁️ Wellspan Health
South Carolina
☁️ University of South Carolina
Tennessee
☁️ Vanderbilt University Medical Center
Texas
☁️ Baylor University Medical Center
☁️ John Peter Smith Hospital (Tarrant County Hospital District)
☁️ Methodist Health System Dallas (likely buy not 100% sure)
☁️ Methodist Hospital (Houston)
☁️ Texas Tech University Health Sciences Center (Permian Basin)
☁️ Texas Tech University Health Sciences Center at Amarillo
☁️ Texas Tech University Health Sciences Center at Lubbock
☁️ Texas Tech University HSC El Paso
☁️ University of Texas Health San Antonio
☁️ University of Texas Health Science Center at Houston
☁️ University of Texas Southwestern Medical Center
Utah
☁️ University of Utah Health
Vermont
☁️ University of Vermont Medical Center
Virginia
☁️ Eastern Virginia Medical School
☁️ University of Virginia Medical Center
☁️ Virginia Commonwealth University Health System
Washington
☁️ Kaiser Permanente Washington
☁️ University of Washington School of Dentistry
☁️ University of Washington School of Medicine
☁️ Virginia Mason Franciscan Health
West Virginia
☁️ West Virginia University School of Medicine
Wisconsin
☁️ Medical College of Wisconsin Affiliated Hospitals, Inc
State Unknown (Misc)
☁️ Bellevue Hospital
☁️ Children’s National Hospital
☁️ Jersey City Medical Center
☁️ Kings County Hospital
☁️ Metropolitan Hospital
☁️ Saint Lukes/Roosevelt
Overview
In the early stages of your medical career, understanding the significance of Long-Term Disability Insurance is a game-changer.
If you’re in training and facing health concerns, getting approved for traditional long-term disability insurance can be challenging.
Thankfully, many training programs provide a Guaranteed Standard Issue (GSI) policy – a potential lifeline.
Let’s break down these concepts and explore why they are crucial for early-career doctors to understand.
Subscribe to The Dream Bigger – Physician Edition Newsetter
A weekly newsletter designed for early-career physicians and anyone looking to enhance their financial well-being.
Discover helpful tips, strategies, and insights to dream bigger and take control of your financial future. 🥼
Get student loan updates, money-saving tips, and financial strategies – all delivered to your inbox.
What is Disability Insurance?
Imagine being a dedicated doctor, poised to make a positive impact, when unexpected health challenges arise.
Disability Insurance serves as a financial safety net, providing you a monthly benefit if you are sick, injured, or ill and unable to work.
This benefit can be used to cover essential expenses such as medical treatments, contributions to retirement savings, and addresses other crucial needs, ensuring your financial stability during unforeseen circumstances.
There are two primary types:
☁ Short-term Disability Insurance: Immediate help for 3-6 months during a temporary inability to work.
☁ Long-term Disability Insurance: Activates after a waiting period, usually 3-6 months, offering extended support until age 65 or 67 for prolonged challenges.
While some hospitals offer free short-term disability insurance, many physicians opt-out when it’s not provided, relying on their 3-6 month emergency fund to cover this period of time.
Instead, most doctors prioritize long-term disability insurance as a comprehensive shield for sustained financial support until retirement age.
This decision reflects careful planning for the unpredictable nature of health challenges, emphasizing the need for a strong financial plan.
Why is Insurance Important?
Insurance serves as a shield against unexpected life events, with its primary purpose being to safeguard against catastrophic occurrences.
This is particularly crucial when considering long-term disability insurance, which protects your most significant asset—your ability to earn an income.
Doctors should view long-term disability insurance as non-negotiable, especially in the early stages of their careers.
It acts as a financial safety buffer, offering support during challenging times and enabling you to navigate difficulties without experiencing financial strain.
For new doctors, the early career years are pivotal for building strong financial habits, and long-term disability insurance ensures financial stability in case of unforeseen health challenges.
It becomes an essential tool for establishing a solid financial foundation, which is vital for adapting to life’s challenges.
Time to Dream Bigger!
Setting out on the path to financial success may seem daunting, but it’s achievable.
Through strategic savings and smart investing, you pave the way for a prosperous future.
Even in the face of potential health challenges, having long-term disability insurance becomes crucial, serving as a lifeline when unexpected health setbacks occur.
Investing in peace of mind, this financial safety net allows focus on recovery, knowing that your financial stability is secure.
Dream bigger about your future, making long-term disability insurance a cornerstone of your financial strategy.
True Own-Occupation Disability Insurance:
When seeking disability insurance, it’s essential to prioritize a True Own-Occupation definition policy.
This personalized safety net is tailored to your unique professional circumstances, ensuring benefits are paid if you’re unable to work within your specific medical specialty.
In the event you can not perform the customary duties of your medical specialty or sub-specialty at the time of a claim, the policy will pay a benefit, even if you choose to work in a different career.
Prioritizing the True Own-Occupation policy is like having a shield designed specifically for your medical career’s unique path, ensuring that your financial well-being aligns seamlessly with your professional journey.
Guaranteed Standard Issue (GSI) Disability Insurance:
Guaranteed Standard Issue (GSI) is a special disability insurance program accessible in many training programs, providing a significant advantage for individuals with health concerns.
The key advantage?
You can secure a policy without the typical requirement of medical underwriting imposed by traditional long-term disability policies.
GSI provides a streamlined application process and discounted premiums.
Furthermore, the portability of GSI ensures smooth transitions in coverage as you progress through different career stages, offering a customized solution for individuals who prioritize both health and financial well-being.
GSI Pros:
☁ No Medical Check: Ideal for individuals with health concerns, eliminating the need for a detailed medical examination.
☁ Discounted Premiums: Cost-effective premiums make GSI a budget-friendly option.
☁ True Own-Occupation Definition: Benefits provided if unable to work within your specific medical specialty, acknowledging the nuances of your specialized profession.
☁ Portable: GSI’s portability ensures continuity of coverage during job transitions.
GSI Cons:
☁ Less Customizable: GSI policies may offer fewer customization choices compared to traditional long-term disability policies.
☁ Some Limitations: Be aware of limitations related to mental health and substance abuse, which may result in a capped benefit period.
In essence, GSI offers a unique opportunity for individuals with health concerns to obtain disability insurance without the usual hurdles.
Its streamlined process and comprehensive coverage make it appealing for those in the early stages of their medical careers.
Important Note: If you apply for traditional long-term disability insurance coverage and are denied, be aware that you might forfeit the opportunity to apply for a GSI policy if your program offers one. Make sure to check if your program offers GSI before applying for traditional disability insurance, especially if you have health concerns. This will increase the likelihood you get to layer long-term disability insurance into your financial plan!
How to Verify GSI Disability Insurance Availability in Your Program?
1. Ask your GME or HR department about the availability of GSI. If it is offered, they can provide you with program details and contact information for the insurance agent.
2. Reach out to Dream Bigger Financial, and our team can guide you through the disability insurance application process.
3. Refer to the list below to determine if your program qualifies for GSI. Keep in mind that this list may change over time, but if your program is included, it likely offers a GSI policy.
***We strive to maintain this list as a valuable resource for physicians in training. If you are aware of additional programs or feel that your program should be removed, please email michael@dreambiggerfinancial.com
Programs Offering Guaranteed Standard Issue (GSI) Disability Insurance by State:
Alabama
☁️ Cahaba Medical Care
☁️ University of Alabama Hospital – Birmingham
☁️ University of South Alabama
Arizona
☁️ Creighton University (AZ)
☁️ Mayo Clinic College of Medicine and Science
☁️ University of Arizona College of Medicine – Phoenix
☁️ University of Arizona College of Medicine-Tucson
California
☁️ Alameda Health System-Highland Hospital
☁️ Cedars-Sinai Medical Center
☁️ Kaiser Permanente Northern California
☁️ Kaiser Permanente Southern California
☁️ Loma Linda University Health Education Consortium
☁️ Loma Linda University Medical Center – Murrieta
☁️ Los Angeles County-Harbor-UCLA Medical Center
☁️ Olive View/UCLA Medical Center
☁️ Santa Clara Valley Medical Center
☁️ Scripps Clinic/Scripps Green Hospital
☁️ Scripps Mercy Hospital
☁️ UCLA David Geffen School of Medicine/UCLA Medical Center
☁️ University of California (Irvine)
☁️ University of California (San Diego) Medical Center
☁️ University of California (San Francisco) School of Medicine
☁️ University of California Davis Health
☁️ University of California Riverside School of Medicine
☁️ University of Southern California/LACUSC Medical Center
☁️ Valley Consortium for Medical Education
Colorado
☁️ Denver Health Medical Center
☁️ Saint Joseph Hospital, Inc
☁️ University of Colorado School of Medicine
Connecticut
☁️ Yale-New Haven Hospital
Delaware
☁️ Christiana Care Health Services Inc
District of Columbia
☁️ George Washington University School of Medicine
☁️ MedStar Georgetown University Hospital
Florida
☁️ Florida State University College of Medicine
☁️ Mayo Clinic College of Medicine and Science
☁️ Mount Sinai Medical Center of Florida, Inc
☁️ University of Central Florida/HCA Healthcare GME
☁️ University of Florida College of Medicine
☁️ University of Florida College of Medicine Jacksonville
☁️ University of South Florida Morsani College of Medicine
Georgia
☁️ Emory University School of Medicine
☁️ Piedmont Athens Regional
☁️ WellStar Atlanta Medical Center
Hawaii
☁️ Kaiser Permanente Hawaii
Illinois
☁️ McGaw Medical Center of Northwestern University
☁️ OSF Saint Francis Medical Center
☁️ Rush University Medical Center
☁️ University of Illinois College of Medicine at Chicago
Indiana
☁️ Indiana University School of Dentistry
☁️ Indiana University School of Medicine
☁️ Union Hospital, Inc
Iowa
☁️ Unity Point (Des Moines)
☁️ UnityPoint Broadlawns Psychiatry Education Foundation
☁️ University of Iowa Hospitals and Clinics
Kansas
☁️ University of Kansas School of Medicine
Kentucky
☁️ University of Kentucky College of Medicine
☁️ University of Louisville School of Medicine
Louisiana
☁️ Louisiana State University School of Medicine – New Orleans
☁️ Louisiana State University School of Medicine – Shreveport
☁️ Ochsner Clinic Foundation
☁️ Tulane University School of Medicine
Maryland
☁️ Johns Hopkins University School of Medicine
☁️ Kaiser Permanente Mid-Atlantic States
☁️ Luminis Health Anne Arundel Medicine
☁️ University of Maryland Medical Center Midtown Campus
☁️ University of Maryland Prince Georges Hospital Center
☁️ University of Maryland Program
Massachusetts
☁️ Boston University Medical Center
☁️ Cambridge Health Alliance
☁️ Massachusetts General Hospital
☁️ Tufts Medical Center
☁️ UMass Chan Medical School
Michigan
☁️ Ascension Providence Hospital
☁️ Children’s Hospital of Michigan
☁️ Detroit Medical Center Corporation
☁️ Henry Ford Allegiance Health
☁️ Henry Ford Hospital
☁️ Henry Ford Macomb Hospital
☁️ Henry Ford Wyandotte Hospital
☁️ Michigan State University College of Human Medicine
☁️ Sparrow Hospital
☁️ University of Michigan Health System
Minnesota
☁️ Mayo Clinic College of Medicine and Science
☁️ University of Minnesota
Missouri
☁️ Washington University/B-JH/SLCH Consortium
Nebraska
☁️ University of Nebraska Medical Center College of Medicine
New Jersey
☁️ Atlantic Health
☁️ Cooper Hospital-University Medical Center
☁️ Hoboken University Medical Center
☁️ Inspira Health Network
☁️ Rowan SOM/Jefferson Health/Virtua Our Lady of Lourdes Hospital
☁️ Rutgers New Jersey Medical School
☁️ Rutgers Robert Wood Johnson Medical School
☁️ St Barnabas Medical Center
New Mexico
☁️ University of New Mexico School of Medicine
New York
☁️ BronxCare Health System
☁️ Brooklyn Hospital Center
☁️ Coney Island Hospital
☁️ Elmhurst Hospital Center
☁️ Family Health Centers at NYU Langone
☁️ Flushing Hospital Medical Center
☁️ Harlem Hospital Center
☁️ Hospital for Special Surgery
☁️ Icahn School of Medicine at Mount Sinai
☁️ Institute for Family Health
☁️ Interfaith Medical Center
☁️ Jacobi Medical Center
☁️ Jamaica Hospital Medical Center
☁️ Kingsbrook Jewish Medical Center
☁️ Lincoln Medical and Mental Health Center
☁️ Maimonides Medical Center
☁️ Montefiore Medical Center/Albert Einstein College of Medicine
☁️ New York-Presbyterian Brooklyn Methodist Hospital
☁️ New York-Presbyterian Columbia University
☁️ New York-Presbyterian/Weill Cornell Medical Center
☁️ NYU Grossman School of Medicine
☁️ NYU Long Island School of Medicine
☁️ St Johns Episcopal Hospital-South Shore
☁️ Stony Brook Medicine
☁️ SUNY Downstate
☁️ University at Buffalo School of Medicine
☁️ University of Rochester
☁️ Westchester Medical Center
☁️ Woodhull Medical and Mental Health Center
☁️ Wyckoff Heights Medical Center
☁️ Zucker School of Medicine at Hofstra/Northwell
North Carolina
☁️ Duke University Hospital
☁️ Mountain Area Health Education Center
☁️ University of North Carolina Hospitals
☁️ Vidant Medical Center (East Carolina University (ECU)
☁️ Wake Forest University Baptist Medical Center
Ohio
☁️ Case Western Reserve University/University Hospitals Cleveland Medical Center
☁️ Christ Hospital
☁️ Ohio State University Hospital
☁️ OhioHealth
Oklahoma
☁️ University of Oklahoma College of Medicine
Oregon
☁️ Oregon Health Science University Hospital
Pennsylvania
☁️ Albert Einstein Healthcare Network
☁️ Allegheny Health Network Medical Education Consortium
☁️ Geisinger Health System
☁️ Jefferson Health Northeast
☁️ Lehigh Valley Health Network
☁️ Mainline Health
☁️ Philadelphia College of Osteopathic Medicine (PCOM)
☁️ Sidney Kimmel Medical College at Thomas Jefferson University
☁️ Temple University Hospital
☁️ University of Pennsylvania Health System
☁️ UPMC Lititz
☁️ UPMC Medical Education
☁️ UPMC Pinnacle Hospitals
☁️ Wellspan Health
South Carolina
☁️ University of South Carolina
Tennessee
☁️ Vanderbilt University Medical Center
Texas
☁️ Baylor University Medical Center
☁️ John Peter Smith Hospital (Tarrant County Hospital District)
☁️ Methodist Health System Dallas (likely buy not 100% sure)
☁️ Methodist Hospital (Houston)
☁️ Texas Tech University Health Sciences Center (Permian Basin)
☁️ Texas Tech University Health Sciences Center at Amarillo
☁️ Texas Tech University Health Sciences Center at Lubbock
☁️ Texas Tech University HSC El Paso
☁️ University of Texas Health San Antonio
☁️ University of Texas Health Science Center at Houston
☁️ University of Texas Southwestern Medical Center
Utah
☁️ University of Utah Health
Vermont
☁️ University of Vermont Medical Center
Virginia
☁️ Eastern Virginia Medical School
☁️ University of Virginia Medical Center
☁️ Virginia Commonwealth University Health System
Washington
☁️ Kaiser Permanente Washington
☁️ University of Washington School of Dentistry
☁️ University of Washington School of Medicine
☁️ Virginia Mason Franciscan Health
West Virginia
☁️ West Virginia University School of Medicine
Wisconsin
☁️ Medical College of Wisconsin Affiliated Hospitals, Inc
State Unknown (Misc)
☁️ Bellevue Hospital
☁️ Children’s National Hospital
☁️ Jersey City Medical Center
☁️ Kings County Hospital
☁️ Metropolitan Hospital
☁️ Saint Lukes/Roosevelt
Get Your Personalized Quote
Purchase DI With Confidence!
Get Your Personalized Quote
Purchase DI With Confidence!
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁