How to Repay Your Federal Loans: Step-By-Step Guide for
How to Repay Your Federal Student Loans: Step-By-Step Guide for
Welcome! This free student loan resource was designed specifically for 4th year medical students to simplify the repayment process and make your financial journey smoother.
Getting clear, actionable advice on student loans isn’t always easy, but this guide aims to change that.
Welcome! This free student loan resource was designed specifically for 4th year medical students to simplify the repayment process and make your financial journey smoother.
Getting clear, actionable advice on student loans isn’t always easy, but this guide aims to change that.
Why This Resource?
Navigating student loan repayment can be overwhelming, especially during medical school.
By following these clear action steps, you can understand your loan repayment timeline and potentially save tens or even hundreds of thousands of dollars.
For many borrowers, this could mean starting residency with a $0/month student loan payment.
Why This Resource?
Navigating student loan repayment can be overwhelming, especially during medical school.
By following these clear action steps, you can understand your loan repayment timeline and potentially save tens or even hundreds of thousands of dollars.
For many borrowers, this could mean starting residency with a $0/month student loan payment.
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A weekly newsletter designed for early-career physicians and anyone looking to enhance their financial well-being.
Discover helpful tips, strategies, and insights to dream bigger and take control of your financial future. 🥼
Get student loan updates, money-saving tips, and financial strategies – all delivered to your inbox.
Subscribe to The Dream Bigger – Physician Edition Newsetter
A weekly newsletter designed for early-career physicians and anyone looking to enhance their financial well-being.
Discover helpful tips, strategies, and insights to dream bigger and take control of your financial future. 🥼
Get student loan updates, money-saving tips, and financial strategies – all delivered to your inbox.
Why Is This Free?
Medical school is demanding, and financial resources can be tight.
Offering this guide for free is one way we can give back to the physician community, helping reduce the stress and uncertainty around student loan repayment.
The hope is that this resource provides so much value that you’ll want to explore more content on platforms like X (formerly Twitter), YouTube, TikTok, and through our weekly Dream Bigger – Physician Edition Newsletter.
By engaging with these resources, you’ll gain valuable tips and strategies to improve your financial future and avoid costly mistakes.
And who knows? Maybe one day, when you’re ready for a financial planning engagement, I’ll be one of the professionals you consider partnering with to achieve your long-term financial goals.
Why Is This Free?
Medical school is demanding, and financial resources can be tight.
Offering this guide for free is one way we can give back to the physician community, helping reduce the stress and uncertainty around student loan repayment.
The hope is that this resource provides so much value that you’ll want to explore more content on platforms like X (formerly Twitter), YouTube, TikTok, and through our weekly Dream Bigger – Physician Edition Newsletter.
By engaging with these resources, you’ll gain valuable tips and strategies to improve your financial future and avoid costly mistakes.
And who knows? Maybe one day, when you’re ready for a financial planning engagement, I’ll be one of the professionals you consider partnering with to achieve your long-term financial goals.
Need Personalized Help?
Some loan situations are more complex.
For those who need more tailored advice, a 1-hour student loan consultation is available for $299.
Whether you’re looking for specific guidance now or down the road, this resource is here to help you take the right steps with your loans.
Looking for a custom student loan plan?
Need Personalized Help?
Some loan situations are more complex.
For those who need more tailored advice, a 1-hour student loan consultation is available for $299.
Whether you’re looking for specific guidance now or down the road, this resource is here to help you take the right steps with your loans.
Looking for a custom student loan plan?
Important Note
This guide is a general resource, not personalized advice.
Think of it as “Student Loans for Dummies.”
It will provide you with the tools and education needed to make informed decisions about your specific situation.
By using this resource, you’ll know exactly what steps to take and when, making your loan repayment process clearer and easier to manage.
Important Note
This guide is a general resource, not personalized advice.
Think of it as “Student Loans for Dummies.”
It will provide you with the tools and education needed to make informed decisions about your specific situation.
By using this resource, you’ll know exactly what steps to take and when, making your loan repayment process clearer and easier to manage.
Who Finds the Most Value in This Resource?
This resource is for 4th year medical students preparing for residency.
The sooner you start using it, the better your chances of optimizing your student loan repayment.
One important step can help you qualify for a $0/month payment during your first year of residency, but it requires early planning and possibly a conversation with your parents about their tax filing.
Starting this guide early will equip you with the right questions to ask your parents before they file their taxes by April 15.
Discussing how their tax filing status may affect your repayment plan is crucial for securing the lowest possible payment.
Not having this conversation could cost you $300-$500 or more each month.
Who Finds the Most Value in This Resource?
This resource is for 4th year medical students preparing for residency.
The sooner you start using it, the better your chances of optimizing your student loan repayment.
One important step can help you qualify for a $0/month payment during your first year of residency, but it requires early planning and possibly a conversation with your parents about their tax filing.
Starting this guide early will equip you with the right questions to ask your parents before they file their taxes by April 15.
Discussing how their tax filing status may affect your repayment plan is crucial for securing the lowest possible payment.
Not having this conversation could cost you $300-$500 or more each month.
How Can I Access This Resource?
To get started, simply request access to RightCapital, a financial planning website/app used by Dream Bigger Financial clients to organize and track their finances.
Inside RightCapital, you’ll find a “Tasks” tab that will guide you step-by-step through managing your student loans, providing clear instructions on what actions to take and when. You’ll also receive timely reminders to help you stay on track with important deadlines.
Our Gift to You
By using this guide, you’ll receive free access to RightCapital, courtesy of Dream Bigger Financial. We’re committed to supporting your financial success and education.
How Can I Access This Resource?
To get started, simply request access to RightCapital, a financial planning website/app used by Dream Bigger Financial clients to organize and track their finances.
Inside RightCapital, you’ll find a “Tasks” tab that will guide you step-by-step through managing your student loans, providing clear instructions on what actions to take and when. You’ll also receive timely reminders to help you stay on track with important deadlines.
Our Gift to You
By using this guide, you’ll receive free access to RightCapital, courtesy of Dream Bigger Financial. We’re committed to supporting your financial success and education.
Ready to Get Started?
Take the first step towards optimizing your student loan repayment.
Request access to RightCapital today and begin your journey to financial success with the support of Dream Bigger Financial.
Ready to Get Started?
Take the first step towards optimizing your student loan repayment.
Request access to RightCapital today and begin your journey to financial success with the support of Dream Bigger Financial.
Step 1: Create Your Account
Step 1: Create Your Account
Step 2: Complete Your Client Profile
☁️ To access the Accountability Solution, make sure to complete your client profile.
☁️ Select “Dr” for Title
☁️ Choose “IV” for Suffix
☁️ Specify your state of residence
This information ensures you receive the correct access once the setup is complete.
Step 2: Complete The Client Profile
☁️ To access the Accountability Solution, make sure to complete your client profile.
☁️ Select “Dr” for Title
☁️ Choose “IV” for Suffix
☁️ Specify your state of residence
This information ensures you receive the correct access once the setup is complete.
Step 3: Finalize the Setup Process
☁️ To access the Step-By-Step Guide, ensure your client profile is fully complete in Step 2.
☁️ For an enhanced experience with RightCapital, you may opt to provide additional account details during this process. This is entirely optional and not required to access the guide.
☁️ After finalizing the setup, please allow 24-48 hours for our team to process and grant your access. If notifications are enabled, you’ll receive one once your access is ready.
***Please note: If you link accounts to enhance your experience with RightCapital, Dream Bigger Financial will have read-only access to account balances, not individual transactions.
Step 3: Finalize the Setup Process
☁️ To access the Step-By-Step Guide, ensure your client profile is fully complete in Step 2.
☁️ For an enhanced experience with RightCapital, you may opt to provide additional account details during this process. This is entirely optional and not required to access the guide.
☁️ After finalizing the setup, please allow 24-48 hours for our team to process and grant your access. If notifications are enabled, you’ll receive one once your access is ready.
***Please note: If you link accounts to enhance your experience with RightCapital, Dream Bigger Financial will have read-only access to account balances, not individual transactions.
Step 4: Take RightCapital With You
☁️ Stay informed and make the most of your RightCapital experience by downloading the app from the Apple App Store or Google Play Store.
Step 4: Take RightCapital With You
☁️ Stay informed and make the most of your RightCapital experience by downloading the app from the Apple App Store or Google Play Store.
Have Questions?
Have Questions?
Start Dreaming Bigger,
Finally Take Control of Your Student Loans!
Start Dreaming Bigger,
Finally Take Control of Your Student Loans!
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁
It All Begins with a Diagnosis…
At Dream Bigger Financial, we’re dedicated to setting early-career physicians on the right financial treatment plan.
With a comprehensive diagnosis, we guide you towards financial peace of mind, ensuring you can be your best self for your loved ones and patients.
Considering financial planning?
We’re currently accepting new patients!
If you prefer self-diagnosing,
join us on social media!
We regularly share tips and tricks on lowering taxes, managing student loans, saving for retirement, and guiding you to live your best financial life.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁