by Michael: Financial Advice for Early-Career Physicians | Dec 29, 2024 | Early-Career Physicians, Student Loan Planning
Introduction Navigating the world of student loan repayment can feel like solving a puzzle. Whether you’re trying to navigate Old IBR, New IBR, PAYE, or ICR, eligibility often boils down to the date you took out your loans and your borrowing history. Here’s a...
by Michael: Financial Advice for Early-Career Physicians | Dec 28, 2024 | Early-Career Physicians, Student Loan Planning
Introduction If you’ve been following recent updates in the student loan repayment landscape, you may have found yourself enrolled in the new SAVE (Saving on a Valuable Education) plan, only to realize it may not be as beneficial for your long-term repayment strategy...
by Michael: Financial Advice for Early-Career Physicians | Nov 22, 2024 | Student Loan Planning
Overview As early-career physicians, many of you are navigating the complexities of student loans, whether from undergraduate studies or medical school. Understanding the differences between federal subsidized and unsubsidized loans can help you make informed...
by Michael: Financial Advice for Early-Career Physicians | Nov 19, 2024 | Student Loan Planning
Overview Starting mid-December 2024, Income-Contingent Repayment (ICR) may be the only Income-Driven Repayment (IDR) plan that is eligible for Public Service Loan Forgiveness (PSLF) for high-earning professionals with student loans. If you’re a...
by Michael: Financial Advice for Early-Career Physicians | Nov 8, 2024 | Early-Career Physicians, Student Loan Planning
Introduction Navigating the tax implications of student loan interest can be confusing, especially with multiple eligibility rules and income limits. Here’s a guide on how the student loan interest deduction works, how it affects your Adjusted Gross Income (AGI),...
by Michael: Financial Advice for Early-Career Physicians | Nov 7, 2024 | Early-Career Physicians, Student Loan Planning
Introduction Are the election results not quite what you were hoping for? Sitting there staring at a mountain of federal student loans and wondering if maybe…just maybe…leaving the country is the answer? Hey, I say, go for it! (Alright, alright, mostly joking...
