by Michael: Financial Advice for Early-Career Physicians | Mar 9, 2024 | Student Loan Planning
Introduction As an incoming physician, navigating student loans can feel overwhelming. However, there’s a straightforward strategy that could save you thousands. By filing a tax return in 2025—reporting your 2024 income, even if it’s $0—you can lock in $0...
by Michael: Financial Advice for Early-Career Physicians | Feb 25, 2024 | Student Loan Planning
Introduction The PSLF Help Tool makes Public Service Loan Forgiveness (PSLF) easier than ever. PSLF is a program for public service professionals, like government or non-profit hospital doctors. After making 120 qualifying payments (10 years), the remaining student...
by Michael: Financial Advice for Early-Career Physicians | Feb 23, 2024 | Student Loan Planning
Introduction Studentaid.gov serves as your central hub for all federal student loan-related matters. For inquiries, this is the ideal starting point. Within studentaid.gov, you can download your National Student Loan Data System (NSLDS) My Aid Data file—a...
by Michael: Financial Advice for Early-Career Physicians | Feb 22, 2024 | Student Loan Planning
Introduction If you’ve taken out federal student loans, repaying your entire loan balance plus interest is a requirement, unless you qualify for forgiveness. Interest is the ‘cost’ attached to borrowing student loans. While there are several opportunities for...
by Michael: Financial Advice for Early-Career Physicians | Feb 22, 2024 | Student Loan Planning
Introduction Public Service Loan Forgiveness (PSLF) is a fantastic opportunity for early-career physicians with student loans. Understanding PSLF can save you tens or hundreds of thousands of dollars, making it an exciting aspect of financial planning. After...
by Michael: Financial Advice for Early-Career Physicians | Feb 20, 2024 | Student Loan Planning
Introduction Attention Early-Career Physicians! Navigating student loan planning can be overwhelming, but approaching it strategically can lead to significant savings—potentially tens or hundreds of thousands on your student loans. Don’t delay this important step....