Michael Putterman, CFP®
Popular Resources
Dream Bigger Financial
Financial Planning and Education for Early-Career Physicians
👋 Hi, I’m Michael!
I help medical students, residents, fellow, and new attendings simplify money decisions, avoid costly mistakes, and build a plan that works in real life.
This page is your hub for my most popular calculators and guides. Pick one, give it a try, and if you have questions, reach out and I’ll help you find the right path.
Want to see what ongoing financial planning could look like for you? Schedule a call when you’re ready.
☁ Virtually serving clients nationwide ☁
idr calculator
See your monthly payment under RAP, PAYE, and IBR in one place. Includes married filing separately and community property states.
ibr calculator
Find your payment under Income-Based Repayment. Your version depends on when you first borrowed federal loans.
rap calculator
Estimate your payment under the Repayment Assistance Plan. Not available yet, expected by July 2026.
Student Loans for Married Couples
Married with student loans? The way you and your spouse file taxes can make a big difference in your monthly payment.
gsi disability insurance
Check if your residency or fellowship offers Guaranteed Standard Issue (GSI) coverage. View the list of eligible programs.
ms4 student loan guide
No one teaches you how to repay your student loans in med school.
This guide gives you the exact steps to take as you move from med school to residency.
Let’s work together!
Here are a few ways I can help you take the next step with your finances.
ongoing planning
Year-round financial planning tailored to your stage of training or practice. Build a plan that grows with you.
💰 Residents & Fellows: $100/month
💰 Attendings: $400/month
insurance support
Coaching and education on disability and term life insurance. I’ll walk you through the details, answer your questions, and guide you through the application process.
💰 Free (commission paid by insurer)
student loan strategy session
A 1-hour strategy session to review your loans, repayment options, and PSLF eligibility. Walk away with a clear action plan.
💰 Student Loan Strategy Session: $299
Dream Bigger Financial
Financial Planning and Education for Early-Career Physicians
👋 Hi, I’m Michael!
I help medical students, residents, fellows, and new attendings simplify money decisions, avoid costly mistakes, and build a plan that works in real life.
This page is your hub for my most popular calculators and guides. Pick one, give it a try, and if you have questions, reach out and I’ll help you find the right path.
Want to see what ongoing financial planning could look like for you?
Schedule a call below when you’re ready.
Michael Putterman, CFP®
☁ Virtually serving clients nationwide ☁
Popular Resources
idr calculator
See your monthly payment under RAP, PAYE, and IBR in one place. Includes married filing separately and community property states.
ibr calculator
Find your payment under Income-Based Repayment. Your version depends on when you first borrowed federal loans.
rap calculator
Estimate your payment under the Repayment Assistance Plan. Not available yet, expected by July 2026.
Student Loans for Married Couples
Married with student loans? The way you and your spouse file taxes can make a big difference in your monthly payment.
gsi disability insurance
Check if your residency or fellowship offers Guaranteed Standard Issue (GSI) coverage. View the list of eligible programs.
ms4 student loan guide
No one teaches you how to repay your student loans in med school.
This guide gives you the exact steps to take as you move from med school to residency.
Let’s work together!
ongoing planning
Year-round financial planning tailored to your stage of training or practice. Build a plan that grows with you.
💰 Residents & Fellows: $100/month
💰 Attendings: $400/month
insurance support
Coaching and education on disability and term life insurance. I’ll walk you through the details, answer your questions, and guide you through the application process.
💰 Free (commission paid by insurer)
student loan strategy session
A 1-hour strategy session to review your loans, repayment options, and PSLF eligibility. Walk away with a clear action plan.
💰 Student Loan Strategy Session: $299