Limited concierge planning spots available
Frequently Asked

Questions? Good.

The best financial decisions start with good questions. Here are the ones physicians ask most, with real, no-jargon answers.

Still stumped? Ask Michael directly.
Question 1

Why this works differently.

Most advisors
Talk about loans. Talk about taxes. Talk about investing. Each one in its own silo.
Dream Bigger
Builds one plan. Shows how they interact. Helps you decide.

Most financial advice focuses on pieces. Loans here. Taxes there. Investing somewhere else.

The problem is those decisions affect each other. Your student loans, taxes, and investing are not separate. We build one plan so everything works together. Most people start with student loans. From there, we connect the rest.

See how this works for you
Question 2

How this actually works.

Many physicians start with a student loan review. Some want to jump right into an ongoing concierge relationship.

The choice is yours.

Concierge financial planning is a flat monthly subscription. You get a written plan, coordinated loan and tax strategy, PSLF tracking, and direct access to Michael all year.

Investments are covered too. Some clients want to learn how to manage things on their own. If that's you, we'll teach you. If you'd rather hand everything off, we can manage it for you for an additional fee.

Question 3

Built for early-career physicians and their families.

MS4
Med students
Set up before residency
Resident
Residents
IDR, PSLF, first taxes
Fellow
Fellows
Transition-year strategy
Attending
Early attendings
Full plan activation

Not quite ready to reach out? Explore on your own first:

Get help with your loans
Question 4

Fiduciary. Flat-fee. Transparent.

Michael is a CERTIFIED FINANCIAL PLANNER™ professional and a fiduciary on all financial planning advice.

That's a real thing, not a marketing word. It means he is legally required to put your interests first.

Planning: flat monthly subscription.
Investment management (optional): small add-on fee for hands-off investing.
Insurance: paid by commission if you apply. Completely optional.
Conflict disclosure

Insurance commissions are a real conflict of interest. Michael always discloses it upfront, and will happily refer you to another physician-focused agent if you prefer.

Full pricing details →
Question 5

Logistics, in three boxes.

🎥
Virtual
Video meetings. Nationwide.
💳
No Minimum
No portfolio required to start.
Limited Spots
By design, not marketing.
Accepting new clients
Spots are open right now.

Serving physicians nationwide.

Concierge only works if every client gets real attention. Michael caps how many physicians he works with on purpose. Availability is currently open, but it closes when it's full.

Book a free intro call
Still have a question?

Ask it directly.

If your question isn't here, it probably deserves a real answer. Start with a conversation.

Not sure where to start? Just start with a conversation.

Google Reviews
5.0
★★★★★
Based on 18 Google Reviews
Disclosures
Reviews are from current and former clients, including those who completed a one-time student loan strategy session and those enrolled in ongoing concierge financial planning. Testimonials reflect individual experiences and may not be representative of all clients. No compensation was provided unless otherwise disclosed.
Reviews
Share
Frequently Asked

Questions?
Good.

The best financial decisions start with good questions. Here are the ones physicians ask most, with real, no-jargon answers.

Still stumped? Ask Michael directly.
Question 1

Why this works differently.

Most advisors
Talk about loans
Talk about taxes
Talk about investing
Dream Bigger
Builds one plan
Shows how they interact
Helps you decide

Most financial advice focuses on pieces. Loans here. Taxes there. Investing somewhere else.

The problem is those decisions affect each other. Your student loans, taxes, and investing are not separate. We build one plan so everything works together. Most people start with student loans. From there, we connect the rest.

See how this works for you
Question 2

How this actually works.

Many physicians start with a student loan review. Some want to jump right into an ongoing concierge relationship.

The choice is yours.

Concierge financial planning is a flat monthly subscription. You get a written plan, coordinated loan and tax strategy, PSLF tracking, and direct access to Michael all year.

Investments are covered too. Some clients want to learn how to manage things on their own. If that's you, we'll teach you. If you'd rather hand everything off, we can manage it for you for an additional fee.

Question 3

Built for early-career physicians
and their families.

MS4
Med students
Set up before residency
Resident
Residents
IDR, PSLF, first taxes
Fellow
Fellows
Transition-year strategy
Attending
Early attendings
Full plan activation

Not quite ready to reach out? Explore on your own first:

📊
Student Loan Analyzer
See your repayment options side by side
🎓
MS4 Guide to $0 Payments
Starting residency in 2026
Get help with your loans
Question 4

Fiduciary. Flat-fee. Transparent.

Michael is a CERTIFIED FINANCIAL PLANNER™ professional and a fiduciary on all financial planning advice.

That's a real thing, not a marketing word. It means he is legally required to put your interests first.

Planning: flat monthly subscription.
Investment management (optional): small add-on fee for hands-off investing.
Insurance: paid by commission if you apply. Completely optional.
Conflict disclosure

Insurance commissions are a real conflict of interest. Michael always discloses it upfront, and will happily refer you to another physician-focused agent if you prefer.

Full pricing details
Question 5

Logistics, in three boxes.

🎥
Virtual
Video meetings. Nationwide.
💳
No Minimum
No portfolio required to start.
Limited Spots
By design, not marketing.
Accepting new clients
Spots are open right now.

Serving physicians nationwide.

Concierge only works if every client gets real attention. Michael caps how many physicians he works with on purpose. Availability is currently open, but it closes when it's full.

Book a free intro call
Still have a question?

Ask it directly.

If your question isn't here, it probably deserves a real answer. Start with a conversation.

Not sure where to start? Just start with a conversation.

5.0
★★★★★
Based on 18 Google Reviews
Disclosures
Reviews are from current and former clients, including those who completed a one-time student loan strategy session and those enrolled in ongoing concierge financial planning. Testimonials reflect individual experiences and may not be representative of all clients. No compensation was provided unless otherwise disclosed.
Quick tips on student loans, taxes, and financial planning for doctors.
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Investment Advisory Services are offered through Dream Bigger Financial, LLC, a registered investment adviser. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions.